The difference between bankruptcy and consumer proposals
Your debts can cause a lot of stress and may seem insurmountable to you. Don’t let your uncertainties prevent you
Author: Ginsberg Gingras
We resolve. You restart.
Can you declare bankruptcy and keep your house?
Keeping their house is one of the biggest concerns of people who end up declaring bankruptcy. It’s one of the
How to Repay Holiday Debt
The holidays are a time for celebrating and sharing. However, they are also a time of spending more than planned.
What Rights and Recourses do Creditors have in a Bankruptcy?
What rights and recourses do creditors have in a bankruptcy? The Bankruptcy and Insolvency Act (BIA) allows an honest but
How Important Is It To File Your Tax Return?
Some people avoid filing their annual income tax return. Regardless of their reasons, they are exposing themselves to penalties or
6 Ways to Avoid Car Repossession
Your car payment was due yesterday and you missed it. You didn’t make last month’s payment either. Maybe you’re having
3 Ways To Avoid a Seizure
Anyone who neglects to repay his or her debts risks being subject of a seizure. A seizure is a way
Inexpensive Vacation Ideas to Avoid Getting Into Debt!
The debt ratio of Canadians stood at 171% in December 2017. That means that, for each dollar earned, Canadian households
Solutions to Income Tax Debt Problems
Once you have completed your income tax return, you may discover that you owe income tax debt. However the amount
How to avoid having your hydro disconnected
If you are behind on your hydro bills, you could get disconnected soon. Note: This post was updated on February
Who are Licensed Insolvency Trustees working for?
Being a Licensed Insolvency Trustee (LIT), I am sometimes confronted with this question. Sometimes, I even have to demystify the
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