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The Budget – As Important as GPS

Everyone uses GPS for navigation, but few use a budget to guide their income and expenses. The budget is often
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Why a Licensed Insolvency Trustee?

For the past 45 years, Ginsberg, Gingras & Associates have been helping people regain financial health. What is a Licensed
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Budgetary Concerns for Millenials

Generally, millennials are preoccupied by various factors such as their personal situation, income, and long-term goals. However, here are some of the main budgetary concerns for millennials:
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Love money – a bad good idea

Have you ever considered Love Money as a solution to overcome a difficult financial situation? Whether it’s a family member
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Urgent to pay off credit cards – really?

The Reality Credit cards have been a part of our daily lives for a long time. In the age of
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Second Chance or a Fresh Start?

Case: My situation has changed, and I need a second chance or a fresh start. Are you familiar with Murphy’s
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SMEs Facing Numerous Challenges

The health measures during the peak of the pandemic have caused headaches for many SME (Small and Medium-sized enterprises) leaders.
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The weight of student debts added to other financial obligations

Student debts are one of the main concerns of millennials. Canadians benefit from relatively affordable access to higher education, which
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Using a corporate bank account – BE CAREFUL!

More than 2.6 million people are currently self-employed in Canada. Many of them have chosen to incorporate. Our intention in
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Debts owed to the government

The title is catchy. But it may raise several preconceived and erroneous notions — we hear all sorts of things
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Insolvent Estates

Losing a loved one is never easy and can generate a number of complications. Very often, a family member is
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Family spending – keeping control can be exhausting!

Households were granted instalment payment holidays or payment relief at the beginning of the pandemic, allowing them to save money
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