Author - Ginsberg Gingras

April 2020

March 2020

February 2020

December 2019

August 2019

Holidays on credit card: not a good idea

In a world where everything is always moving fast and/or where our schedules are overloaded, we often equate summertime vacation time. Whether as a family, as a couple, or solo, during the summertime we often daydream about holiday destinations of all kinds to decompress and rediscover ourselves. Since money may not have been put away over the past year for a vacation, consumers often rely on their credit cards to pay for their trips. (more…)

March 2019

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The consumer proposal and deemed annulment

The consumer proposal allows you to come to an agreement with your creditors to pay back a portion of your debts. As with a bankruptcy, the consumer proposal allows you to stop the collection calls and put a stop on the climbing interest and get out of excessive debt. (more…)

February 2019

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Why licensed insolvency trustees do not pass judgment

During his or her career, a Licensed Insolvency Trustee (LIT) will meet many individuals. Although they all experience financial difficulties, each one has a situation and a story of his or her own. Some of them are ashamed of requiring the services of a LIT and revealing their financial problems. In some cases, they have even hesitated to consult a professional for fear of being judged. (more…)

January 2019

GGA-Blogue-portefeuilleSante-EN

Healthy Finances: The New Year’s Resolution

The holiday season has just ended and the New Year has truly started! For many consumers, the month of January is ideal for making life changes. The season of new resolutions is in full swing. The possibilities for resolution are endless and distinctive to all of us: losing weight, stop smoking, reducing alcohol consumption, being happier, taking time for yourself and your family, working less etc.… (more…)

November 2018

June 2018

Can my student loan be included in a bankruptcy?

After years of study, entrance into the labour market is sometimes difficult. It is then normal to feel suffocated by our student loans that seem overwhelming. The accumulating interest and the payments that start and add to the other obligations do not allow everyone to pay as we would like our student loan debt. Is bankruptcy an option to clear one’s student loan when one is unable to make the monthly payments? (more…)