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Ginsberg Gingras, a pledge of quality

Ginsberg Gingras, a firm of licensed insolvency trustees (LIT), is a leader in the field of financial reorganization. We are serious about our commitment to quality services and are well-known for our professional and warm approach. All our clients benefit from customized help adapted to their particular financial situation. Our trustees have been helping consumers and companies to find solutions to their financial problems for over 40 years. Over the years, more than 140,000 people and numerous companies have found the help they needed at Ginsberg Gingras to settle their debts and regain their financial health.

Ginsberg Gingras values


Dignity, respect and confidence are the values shared by Ginsberg Gingras licensed insolvency trustees.

We understand more than just your financial problems, we also take an interest in your personal situation.

Ginsberg Gingras licensed insolvency trustees:

Our team of professionals are recognized for their expertise in the field of insolvency. Ginsberg Gingras personnel includes experienced trustees, skilled managers, insolvency counsellors, as well as qualified support staff. We have multiple offices located in Quebec and Eastern Ontario

Our Mission


Our mission at Ginsberg, Gingras & Associates is to assist both debtors and creditors who require the services of a Licensed Insolvency Trustee, in accordance with the Bankruptcy and Insolvency Act, while respecting the professional standards of practice that govern our profession.

We also believe that the debtors with whom we interact in the course of our duties are to be treated with respect and dignity, regardless of the nature and level of their indebtedness.

These values are at the heart of our commitment and are to be conveyed by all who work within our company.

Why choose Ginsberg Gingras?

We’ll quickly take on your case and provide personalized advice adapted to your particular debt situation.

We offer a human approach together with an emphasis on eliminating guilty feelings that can accompany debt problems.

We implement solutions to straighten out the financial situation of honest consumers who have become insolvent.

We are firmly convinced that financial education is an irreplaceable tool for debt prevention.

We have a 98%* acceptance rate for consumer proposals made to creditors.

We are certified trustees holding licences as Chartered Insolvency and Restructuring Professionals/Professionnel agréé de l’insolvabilité et de la réorganisation (CIRP/PAIR).

Our company leaders and trustees are involved in their professional orders and associations, such as the Canadian Association of Insolvency and Restructuring Professionals (CAIRP) and the Conseil des syndics de faillite (Quebec’s council of bankruptcy trustees).

Ginsberg Gingras gives back to the community:

Our firm of trustees believes it is important to give back to the community through donations and the sponsoring of many organizations and social causes:

Our history


  • 1980:Beginnings of the company

    Claude B. Gingras founded the firm of licensed insolvency trustees with support from Joseph Ginsberg.

  • 1992 : Expansion

    Ginsberg Gingras opened a trustee office in Rimouski in 1992. This was our first office outside the national capital region.

  • 2000 : New office

    Ginsberg Gingras trustees established an office in Montreal.

  • 2003 : New acquisition

    Ginsberg Gingras acquired the Lussier Tull inc. licensed insolvency trustees office.

  • 2003 : Results

    Ginsberg Gingras helped its 50,000th person to solve his debt problems.

  • 2004 : New office

    The first Ginsberg Gingras trustee office in the Quebec City region opened, in 2004.

  • 2005 : Acquisition

    Ginsberg Gingras acquired the licensed insolvency trustee office of Yves E. Morin & Associés in 2005.

  • 2006 : Award

    Ginsberg Gingras won the Excelor prize in the “Social responsibility and sustainable development” category.».

  • 2007 : Acquisition

    Ginsberg Gingras acquired the licensed insolvency trustee office of the Groupe Thibault Van Houtte in 2007.

  • 2013 : Change

    Chantal Gingras took over the position of Chair of Ginsberg Gingras from Claude B. Gingras on January 1, 2013.

From Bankruptcy Trustee to Licenced Insolvency Trustee

On December 2, 2015, the Office of the Superintendent of Bankruptcy Canada (OSB) issued a new directive regarding the designation of trustees. It requires the replacement of the professional designation “bankruptcy trustee” with that of “licensed insolvency trustee”. The OSB asked all trustees to adopt the new designation by April 1, 2017.

Consequently, the term “bankruptcy trustee” has been replaced by “licensed insolvency trustee” on our website. To learn more about the change, consult our blog entry “Trustees are Changing”.

*Acceptance rate based on statistics recorded between February 2 and May 30, 2015.

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satisfied clients
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in Ontario, Quebec & New Brunswick
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of service in the insolvency sector
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acceptance rate of our consumer proposal

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