What do credit cards really cost?
The credit card trap and debt.
Several factors lead to the overuse of credit cards, creating an impact on financial health. Often a source of debt problems, credit cards can generate a variety of financial problems for their users. Here are some examples:
- Credit cards are easy to acquire, leading to a high ratio of cards per person.
- They lead to consumerism, which contributes to debt.
- Interest rates charged by credit cards are some of the highest of all credit products on the market.
- The practice of minimum payments extends the reimbursement period and increases interest charges paid.

Interest calculator for your credit card debt
How to avoid credit card traps
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How to pay off your credit cards?
If the amount to pay on your credit cards is bothering you, we would be happy to help you and reassure you. Since there is a solution to all financial problems, our role consists of finding the one that suits you in order to implement it and free you of your debts.
Other credit card impacts
- The total balance of your credit cards is taken into account when you request a loan from a financial institution or other lenders.
- Poor use of credit cards could have an impact on your credit report.
- The credit company could require total reimbursement of your debt at any time. While such measures are rarely taken, they are still possible.
Why pay attention to credit card interest rates?
If you have several credit cards and you don’t pay off your balance each month, your purchases may be more expensive than you anticipated. Accumulating interest charges may increase the balance and your debt level.
You can figure out the amount a purchase will cost you if you only make the minimum payment on your credit cards. In just a few seconds, our interest calculator will show you the real cost of your purchases.
Lorem ipsum dolor sit amet, consectetur adipiscing elit. Ut elit tellus, luctus nec ullamcorper mattis, pulvinar dapibus leo.
Lorem ipsum dolor sit amet, consectetur adipiscing elit. Ut elit tellus, luctus nec ullamcorper mattis, pulvinar dapibus leo.
Lorem ipsum dolor sit amet, consectetur adipiscing elit. Ut elit tellus, luctus nec ullamcorper mattis, pulvinar dapibus leo.