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My employer is closing its doors: what are my rights?

22 / 06 / 2026
Plant closures, restructurings, bankruptcies… What should you do when your job disappears overnight? In recent months, several companies have announced
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Debt Consolidation in Canada: Why the Bank Says Yes, and Why It Says No

15 / 06 / 2026
Introduction Debt consolidation often feels like an elegant promise: turning several credit cards, lines of credit and personal loans into
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Why Choose Ginsberg Gingras to Help With Your Financial Difficulties

08 / 06 / 2026
Financial difficulties can affect anyone at any stage of life. Rising living costs, job loss, unexpected expenses, or growing debt
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Why Bankruptcy Can Be a Good Choice to Start Fresh

27 / 05 / 2026
Personal bankruptcy remains a topic surrounded by taboos and myths. Yet, in certain situations, it can represent a real way
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Planning Affordable Summer Vacations with Family or Friends

01 / 05 / 2026
The snow has barely melted and it’s still chilly in the mornings… but it’s already time to start thinking about
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Living Alone in 2026: Taking Back Control of Your Budget Without Burning Out

23 / 04 / 2026
The real challenge is not just earning more. It is stopping rent, groceries, subscriptions, and unexpected expenses from eating through
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Tax Debt: What Solutions Exist for Employees and Self‑Employed Individuals in Quebec?

19 / 03 / 2026
Tax debt can quickly become a major source of financial stress. Whether you are self‑employed or a salaried employee, owing
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The 7 Most Frequently Asked Questions by Small Business Owners

04 / 02 / 2026
Running a small business means wearing many hats at once and juggling multiple responsibilities: operations, finances, clients, employees… When financial
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The 7 Main Questions People Have When They Fear Bankruptcy

26 / 01 / 2026
The fear of bankruptcy is a major source of stress for many Canadians, particularly in Quebec and Ontario. Although the
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7 Hidden Expenses That Are Draining Your Budget Without You Realizing It

15 / 01 / 2026
Do you sometimes feel like your money is disappearing without really knowing why? Even with a well-structured budget, certain discreet
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The Budget – As Important as GPS

31 / 12 / 2024
Everyone uses GPS for navigation, but few use a budget to guide their income and expenses. The budget is often
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Why Choose a Licensed Insolvency Trustee for Your Financial Recovery?

13 / 12 / 2024
For over 40 years, Ginsberg, Gingras & Associates have been helping Canadians navigate the challenging path from financial difficulty to
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