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The consumer proposal and deemed annulment

The consumer proposal allows you to come to an agreement with your creditors to pay back a portion of your
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why licensed insolvency trustees do not pass judgment

During his or her career, a Licensed Insolvency Trustee (LIT) will meet many individuals. Although they all experience financial difficulties,
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Healthy Finances: The New Year’s Resolution

The holiday season has just ended and the New Year has truly started! For many consumers, the month of January
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Can debts owed to the CRA and QRA be included in a bankruptcy?

Tax season can be stressful, especially for those who receive unpleasant surprises and must pay money to Québec Revenu Agency
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How to prevent Hydro-Québec from disconnecting your power

Having payments past due and seeing your unpaid bills pile up is difficult for any consumer. It goes without saying
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Your ex-spouse is declaring bankruptcy? Here’s how it affects you.

A separation is an incredibly difficult period for everyone, not only emotionally, but also financially. Finding yourself alone to deal
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The difference between bankruptcy and consumer proposals

Your debts can cause a lot of stress and may seem insurmountable to you. Don’t let your uncertainties prevent you
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Can you declare bankruptcy and keep your house?

Keeping their house is one of the biggest concerns of people who end up declaring bankruptcy. It’s one of the
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Can power of attorney help you manage your parents’ debts?

When a person struggles to manage their finances, someone else may obtain power of attorney to assist them or to
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Do you know what to do if a collection agency contacts you?

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Information to Provide a Licensed Insolvency Trustee during a Meeting

Discussing our financial situation is not easy, especially when we are in debt. Some people are hesitant to meet with
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The Six Signs of Impulsive Buying

Everyone makes impulsive purchases from time to time. Far from being essential to daily life, some purchases are made for
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