A legal process administered by a licensed insolvency trustee (LIT).
The LIT determines the value of your assets and establishes which ones can be used to repay your debts.
The bankruptcy process step-by-step
Meet with one of our counsellors to assess your financial situation.
Determine which of your assets are exempt from seizure and which ones will be sold to pay your debts.
List all your debts. Some might not be erased by bankruptcy.
Depending on your income, only one monthly payments to the Trustee until you are discharged from bankruptcy.
Advantages of a bankruptcy
Allows you to erase your debts and make a fresh start.
Ends any collection action by your creditors.
Protects you against all legal proceedings, including wages garnishment.
You make only one monthly payment.
Two free budget counselling sessions.
Opportunity to rebuild your credit.
Trust Ginsberg Gingras to help you restart
Regardless of your financial situation , rest assured that your Ginsberg Gingras trustee will help you find the best solution to overcome your debt problem. Whether you file a bankruptcy, or choose another solution, your LIT will lead you through. During an initial, free meeting, your trustee will analyze your financial situation, answer all your questions, and recommend the best solution for you. Ginsberg, Gingras will guide you along the path to financial freedom.
Your best path past debt. We take it.
Your repayment reality. We work with it.
Your life beyond debt. We see it.
Manage Cookie Consent
The technical storage or access is strictly necessary for the legitimate purpose of enabling the use of a specific service explicitly requested by the subscriber or user, or for the sole purpose of carrying out the transmission of a communication over an electronic communications network.
The technical storage or access is necessary for the legitimate purpose of storing preferences that are not requested by the subscriber or user.
The technical storage or access that is used exclusively for statistical purposes.The technical storage or access that is used exclusively for anonymous statistical purposes. Without a subpoena, voluntary compliance on the part of your Internet Service Provider, or additional records from a third party, information stored or retrieved for this purpose alone cannot usually be used to identify you.
The technical storage or access is required to create user profiles to send advertising, or to track the user on a website or across several websites for similar marketing purposes.