Online consultation

Let’s solve your debt problems

If you think that you are going in circles with your personal finances, and your debts are piling up, the “Online consultation” tool was designed especially for you. No matter your situation, the size of your debt problem, or the type of request, online consultation is a quick, efficient way to contact us.

Online consultation step-by-step

Filling out the form will only take a few minutes.
Your information and debts will be analyzed by a qualified person.
A professional will provide a diagnosis adjusted to your financial situation.
You will have access to the observations and suggestions in only 24 hours, or on the next business day.
This service is entirely free.
Discretion assured.

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Fill out the consultation form online :

  • Your Information
  • Income and Personal Situation
  • Monthly household income (net - after taxes)
  • Number of people in the family unit
  • Debt
  • Mortgage balance or annual cost of rent
  • Car loan balance
  • Credit cards balance
  • Lines of credit balance
  • Unpaid taxes
  • When is the best time to contact you?
  • Question / Comment
  • This field is for validation purposes and should be left unchanged.

Why consult a professional about your debts?

No matter the reason, you can consult a licensed insolvency trustee (LIT) to obtain advice about your financial situation.

Whether you are looking for tips about balancing your budget or recommendations to avoid bankruptcy, develop a strategy to pay your debts or understand the status of your finances, this consultation will give you answers to your questions, with the following benefits:

A warm and professional approach.

A professional who listens to you.

Advice from a reliable source.

No commitment or obligation.

One meeting will make all the difference

Once you have filled out the form and your debts have been analyzed, a Ginsberg Gingras licensed insolvency trustee (LIT) or administrator will contact you. You can meet this professional at a time convenient for you and in complete discretion. With his or her recommendations, the solutions to your debt problems will seem easier to implement.

Solutions that do good

From the very first meeting, people who consult a LIT to resolve their problems experience a feeling of relief. Their stress level and guilt feelings drop and their debts fade.

Reimburse your debts without going bankrupt

Reimbursing debts without going bankrupt is often a priority. We realize this and want to help you resolve your debts without impacting your quality of life. As licensed insolvency trustees (LIT), we know the strategies that can help you avoid bankruptcy. We will take the time needed to understand all the issues and respond to your questions. Often, bankruptcy is not the only option, and we are committed to finding THE solution which will end your debt problem.

When debts are too high

If you wish, our professionals are available to support you throughout your process of getting out of debt. If a consumer proposal or bankruptcy is inevitable, our licensed insolvency trustees (LIT) will support you, to provide the help you need. They will take care of communications with your creditors and will negotiate with them while vigorously representing your rights. You will only need to make one monthly payment to the LIT, who will be responsible for allocating the total among your various creditors. You can regain your quality of life and take control of your finances while being free of your debts.

Personalized follow-up

Once these steps have been taken, a budget meeting will be scheduled in the following months. You can discuss how things are going and your concerns. Your licensed insolvency trustee (LIT) can also offer recommendations to prevent debt problems from arising in the future.