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During his or her career, a Licensed Insolvency Trustee (LIT) will meet many individuals. Although they all experience financial difficulties, each one has a situation and a story of his or her own. Some of them are ashamed of requiring the services of a LIT and revealing their financial problems. In some cases, they have even hesitated to consult a professional for fear of being judged.

Debt: this has always been a sensitive subject to discuss in society! However, solutions are available, and our LITs are qualified to help you regain your financial health, without judgment. The primary goal of the LIT is to find the right solution for your debt problem and the stress associated to it.

Why our licensed Insolvency Trustees are not judgmental: 4 reasons

1. Debt and its multiple causes

The path that leads one to the profession of LIT ensures one thing: the future LIT understands the thousand and one reasons for personal debts. Debts can be caused by a multitude of factors: illness, divorce, major unforeseen incident, job loss, etc. Some of these factors are completely out of your control!

Many debtors attempt to remedy their poor financial situation on their own, however, it would be preferable to first consult with a Licensed Insolvency Trustee. It should not feel shameful to seek the assistance of a professional in the field. We trust professionals in many common life situations: why not trust a professional for our financial health? Like your plumber or doctor, the Licensed Insolvency Trustee keeps the focus on the ultimate goal: improve your financial situation and reduce your stress without judgment.

2. We meet thousands of people each year

Thousands of Canadians meet with a LIT about their debts in the course of a single year. Each of them comes from different social classes and backgrounds, but all have a common goal: to find solutions to their indebtedness. It turns out that the very purpose of our profession is to find solutions to your debt problems! Contrary to what one would expect, meeting many individuals and getting to know each of their story does not make us immune to your distress. Licensed Insolvency Trustees are empathetic to your situation. Do not forget their primary purpose: to help you get yourself out of your bad financial situation.

3. We do not know your history or your condition

Two people can go through the same experience without achieving the same result since they do not have the same resources. Your job, your region and the financial comfort of those around you can sometimes influence your ability to get out of debt. Your LIT is aware of the factors that influence your financial situation, so it is without ulterior motive or judgment that he or she will meet with you and analyze your debt problems.

4. Our job is to help people who are over-indebted: we are passionate about it

Each licensed insolvency trustee will tell you the same thing: we feel privileged to make a difference in people’s lives and their financial health. We have the chance to collect your touching testimonials and to obtain your trust every day to fulfill our primary mission: to help you. Our services are based on a human approach, which allows us to make a difference.

We are valued by your financial success, which is why we advise you with professionalism, respect, dignity and above all, without judgment. The importance of these values is so strong for the team that this is the mission of our company:

The mission of Ginsberg, Gingras & Associates Inc. is to assist debtors and creditors who require the services of a licensed insolvency trustee, by the Bankruptcy and Insolvency Act, in compliance with the standards of professional practice that govern our profession. We also believe that the debtors with whom we transact in the course of our duties should be treated with respect and dignity, regardless of the nature and level of their debts. These values are at the heart of our commitment, and they are transmitted by all the people who work within our company.

The main steps followed by the licensed insolvency trustee to put an end to your indebtedness

1. First free consultation

During your first free consultation, the goal is to create a sense of relief. Firstly, a licensed insolvency trustee analyzes your financial situation and allows you not only to see more clearly but also to foresee solutions. Next, you are listened to attentively, without being judged: a very liberating first step towards a quest for financial health. Your feeling of support will be measurable from the first meeting; you will feel lighter, we promise!

2. Presentation of debt solutions

Following the first free consultation, the licensed insolvency trustee establishes a realistic budget adapted to your situation and your financial capacities. This budget takes into account your financial obligations so will determine which solutions are best suited to solving your debt problems.

The licensed insolvency trustee will then meet you to explain the characteristics and the implication of each of the proposed solutions in addition to advising you so that you can make an informed decision.

3. Debt resolution

Following the signing of your process to settle your financial situation, the licensed insolvency trustee takes care of your file as well as all communications with your creditors. He also makes sure that their recovery measures are stopped. Your path to financial health is now underway!

Accept the assistance of a licensed insolvency trustee

If you are in financial difficulty, remember that there is no room for judgment from a licensed insolvency trustee or any staff member at Ginsberg Gingras. One meeting will be enough to understand why we have helped more than 100,000 people for more than 35 years. Our mission is to help you: with us, you will finally find the solution to your debt problem.

Ask for your free consultation without judgment.

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