Consumer’s holiday survival guide
This year, for the holidays, the team at Ginsberg Gingras has prepared a survival guide for consumers who want to save money but still spoil their loved ones.
Category: Blog
We resolve. You restart.
Holidays on credit card: not a good idea
In a world where everything is always moving fast and/or where our schedules are overloaded, we often equate summertime vacation
The consumer proposal and deemed annulment
The consumer proposal allows you to come to an agreement with your creditors to pay back a portion of your
why licensed insolvency trustees do not pass judgment
During his or her career, a Licensed Insolvency Trustee (LIT) will meet many individuals. Although they all experience financial difficulties,
Healthy Finances: The New Year’s Resolution
The holiday season has just ended and the New Year has truly started! For many consumers, the month of January
What is the impact of a consumer proposal on my credit rating?
Obtaining a loan or credit in a banking institution seems to be a given in our society.However, for some consumers,
Pay off debts or save?
“Should I pay off my debts or save?” A question frequently asked by consumers.
Can my student loan be included in a bankruptcy?
After years of study, entrance into the labour market is sometimes difficult. It is then normal to feel suffocated by
Can debts owed to the CRA and QRA be included in a bankruptcy?
Tax season can be stressful, especially for those who receive unpleasant surprises and must pay money to Québec Revenu Agency
How to prevent Hydro-Québec from disconnecting your power
Having payments past due and seeing your unpaid bills pile up is difficult for any consumer. It goes without saying
Your ex-spouse is declaring bankruptcy? Here’s how it affects you.
A separation is an incredibly difficult period for everyone, not only emotionally, but also financially. Finding yourself alone to deal
Disposition of assets in a bankruptcy, a proposal (Division I), or a notice of intent
The Act goes into some detail about how various interested people may dispose of property, depending on the context. These
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