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Pay off debts or save?

“Should I pay off my debts or save?” A question frequently asked by consumers.
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Can debts owed to the CRA and QRA be included in a bankruptcy?

Tax season can be stressful, especially for those who receive unpleasant surprises and must pay money to Québec Revenu Agency
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How to prevent Hydro-Québec from disconnecting your power

Having payments past due and seeing your unpaid bills pile up is difficult for any consumer. It goes without saying
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The difference between bankruptcy and consumer proposals

Your debts can cause a lot of stress and may seem insurmountable to you. Don’t let your uncertainties prevent you
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Can you declare bankruptcy and keep your house?

Keeping their house is one of the biggest concerns of people who end up declaring bankruptcy. It’s one of the
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Do you know what to do if a collection agency contacts you?

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Choosing the right solution for you: consumer proposals vs. bankruptcy

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Information to Provide a Licensed Insolvency Trustee during a Meeting

Discussing our financial situation is not easy, especially when we are in debt. Some people are hesitant to meet with
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Is it a good idea to take out a bank loan to repay your consumer proposal?

Recovering financial health is often the main concern of people who must repay a consumer debt proposal. This is why
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Consumer Proposals: 98% Acceptance Rate with Ginsberg Gingras

When thinking of a consumer proposal as the solution to your debt problems, remember to choose your Licensed Insolvency Trustee
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Seven Debts Excluded from Bankruptcy and Consumer Proposals

When you are overwhelmed by financial problems, bankruptcy and consumer proposals can help you stabilize your financial situation. Bankruptcy and
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How Important Is It To File Your Tax Return?

Some people avoid filing their annual income tax return. Regardless of their reasons, they are exposing themselves to penalties or
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