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The difference between bankruptcy and consumer proposals

Your debts can cause a lot of stress and may seem insurmountable to you. Don’t let your uncertainties prevent you
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Make a repayment plan in 7 steps

A collection agency has contacted you about outstanding debt. Unfortunately, you can’t make the required payment. What can you do?
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Can you declare bankruptcy and keep your house?

Keeping their house is one of the biggest concerns of people who end up declaring bankruptcy. It’s one of the
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Will the housing bubble lead to more bankruptcies?

Are we currently experiencing a housing bubble? Should we expect house prices to collapse in the near future? If so,
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Will rising interest rates lead to more bankruptcies?

The policy interest rate increase posted by the Bank of Canada generated a lot of talk last month. Unsurprising, since
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5 Tips to Make Ends Meet without Using Your Credit Cards

Maintaining a balanced budget is not always easy. To make ends meet in difficult times, more Canadians are using their
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Should I use my RRSP to pay my debts?

Is withdrawing your RRSP to pay your debts a good idea? What a good question. Unfortunately, there isn’t a simple
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Can power of attorney help you manage your parents’ debts?

When a person struggles to manage their finances, someone else may obtain power of attorney to assist them or to
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Six consequences of lending money to family and friends

What would you do if a loved one asked to borrow money? Would you do it at the drop of
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Do you know what to do if a collection agency contacts you?

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Choosing the right solution for you: consumer proposals vs. bankruptcy

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Information to Provide a Licensed Insolvency Trustee during a Meeting

Discussing our financial situation is not easy, especially when we are in debt. Some people are hesitant to meet with
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