The consumer proposal and deemed annulment
The consumer proposal allows you to come to an agreement with your creditors to pay back a portion of your
Category: Advice
We resolve. You restart.
why licensed insolvency trustees do not pass judgment
During his or her career, a Licensed Insolvency Trustee (LIT) will meet many individuals. Although they all experience financial difficulties,
Healthy Finances: The New Year’s Resolution
The holiday season has just ended and the New Year has truly started! For many consumers, the month of January
Pay off debts or save?
“Should I pay off my debts or save?” A question frequently asked by consumers.
How to prevent Hydro-Québec from disconnecting your power
Having payments past due and seeing your unpaid bills pile up is difficult for any consumer. It goes without saying
Make a repayment plan in 7 steps
A collection agency has contacted you about outstanding debt. Unfortunately, you can’t make the required payment. What can you do?
Can you declare bankruptcy and keep your house?
Keeping their house is one of the biggest concerns of people who end up declaring bankruptcy. It’s one of the
Should I use my RRSP to pay my debts?
Is withdrawing your RRSP to pay your debts a good idea? What a good question. Unfortunately, there isn’t a simple
Six consequences of lending money to family and friends
What would you do if a loved one asked to borrow money? Would you do it at the drop of
Information to Provide a Licensed Insolvency Trustee during a Meeting
Discussing our financial situation is not easy, especially when we are in debt. Some people are hesitant to meet with
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