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why licensed insolvency trustees do not pass judgment

During his or her career, a Licensed Insolvency Trustee (LIT) will meet many individuals. Although they all experience financial difficulties,
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Healthy Finances: The New Year’s Resolution

The holiday season has just ended and the New Year has truly started! For many consumers, the month of January
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What is the impact of a consumer proposal on my credit rating?

Obtaining a loan or credit in a banking institution seems to be a given in our society.However, for some consumers,
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Can my student loan be included in a bankruptcy?

After years of study, entrance into the labour market is sometimes difficult. It is then normal to feel suffocated by
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Can debts owed to the CRA and QRA be included in a bankruptcy?

Tax season can be stressful, especially for those who receive unpleasant surprises and must pay money to Québec Revenu Agency
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How to prevent Hydro-Québec from disconnecting your power

Having payments past due and seeing your unpaid bills pile up is difficult for any consumer. It goes without saying
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Your ex-spouse is declaring bankruptcy? Here’s how it affects you.

A separation is an incredibly difficult period for everyone, not only emotionally, but also financially. Finding yourself alone to deal
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The difference between bankruptcy and consumer proposals

Your debts can cause a lot of stress and may seem insurmountable to you. Don’t let your uncertainties prevent you
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Can you declare bankruptcy and keep your house?

Keeping their house is one of the biggest concerns of people who end up declaring bankruptcy. It’s one of the
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How to Repay Holiday Debt

The holidays are a time for celebrating and sharing. However, they are also a time of spending more than planned.
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What Rights and Recourses do Creditors have in a Bankruptcy?

What rights and recourses do creditors have in a bankruptcy? The Bankruptcy and Insolvency Act (BIA) allows an honest but
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How Important Is It To File Your Tax Return?

Some people avoid filing their annual income tax return. Regardless of their reasons, they are exposing themselves to penalties or
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