Debt 101: everything you need to know about consumer proposals
A consumer proposal doesn’t mean you’re filing for bankruptcy or taking out a loan: it’s a legal, structured tool that
Author: Ginsberg Gingras
We resolve. You restart.
Regain financial stability after falling into debt
Sometimes, debt is just a matter of bad luck due to illness, an accident, job loss, or another unexpected event.
Consulting a licensed insolvency trustee: how does it work?
When it comes to your finances, asking for help isn’t easy. Many people associate the idea of a licensed insolvency
When debt is piling up, where do you start?
When money is tight or debt is piling up, it’s not always clear where to start. Before you consider a
Renewing your mortgage: what to know before you sign
When it’s time for a mortgage renewal, some people feel compelled to sign quickly without asking too many questions. However,
What can you do if you can’t pay off your debts?
When the weight of your debt becomes too much to bear, it’s easy to feel trapped. Payments and interest continue
Overindebtedness: how do you know when you’re in too deep?
Many people think that overindebtedness is caused by a major event. Sometimes, that really is the case: an accident, divorce,
The Budget – As Important as GPS
Everyone uses GPS for navigation, but few use a budget to guide their income and expenses. The budget is often
Why Choose a Licensed Insolvency Trustee for Your Financial Recovery?
For over 40 years, Ginsberg, Gingras & Associates have been helping Canadians navigate the challenging path from financial difficulty to
Budgetary Concerns for Millenials
Generally, millennials are preoccupied by various factors such as their personal situation, income, and long-term goals. However, here are some of the main budgetary concerns for millennials:
Love money – a bad good idea
Have you ever considered Love Money as a solution to overcome a difficult financial situation? Whether it’s a family member
Urgent to pay off credit cards – really?
The Reality Credit cards have been a part of our daily lives for a long time. In the age of
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