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Inexpensive Vacation Ideas to Avoid Getting Into Debt!

The debt ratio of Canadians stood at 171% in December 2017. That means that, for each dollar earned, Canadian households
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Frugal Back-to-School Saving Tips

I know! Yes, I know! I chose to talk about the next back-to-school period while the current school year is
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7 Ways Bankruptcy Can Help You

Bankruptcy has got a bad reputation. As a trustee, I notice that money problems are still a taboo nowadays. The
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Solutions to Income Tax Debt Problems

Once you have completed your income tax return, you may discover that you owe income tax debt. However the amount
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Income tax debt, recovery options, interests and penalties

As a Licensed Insolvency Trustee, year after year I see firsthand how much income tax debt come to represent a
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Can Credit Counsellors Be Trusted?

Financial restructuring and insolvency is a fast growing sector. There are credit counsellors, budget counsellors, financial coaches, debt settlement agencies,
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Buying a house after bankruptcy

Governed by the Bankruptcy and Insolvency Act (BIA) — which is regulated by the Office of the Superintendent of Bankruptcy Canada (OSB) —, bankruptcy
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6 ways to keep your residence if facing foreclosure

In 2014, homeowners that received foreclosure notices reached a five-year high. However, before throwing in the towel and losing their
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Have fun this holiday season without hurting your budget

We all want to take advantage of the holiday season to enjoy activities with family or friends. But this period
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How to avoid having your hydro disconnected

If you are behind on your hydro bills, you could get disconnected soon. Note: This post was updated on February
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Teaching Children the Value of Money

Generation Y, better known as millennials, are currently between the ages of 18 and 37 and have more debt than
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Your Credit Rating after Bankruptcy

In some cases, declaring bankruptcy and consequently affecting one’s credit rating is the only way to get out of debt.
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