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The Importance of a Budget Before the Holidays

The holiday season is a time of joy, reunion, and sharing. However, this time of year can also bring considerable
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Talking about debt stigma-free: why and how to broach the topic with your loved ones

Why is talking about debt so difficult? Shame, the fear of being judged or disappointing others, and the cultural taboo
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When should you ask for help? Know when it’s time to face your debt head-on

As a first step, most people try to manage their debt on their own. And that’s fine! Solutions that are
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Debt 101: consolidation explained

Do you have multiple debts to repay and feel like you’re running in circles? Debt consolidation might be the answer:
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Debt 101: everything you need to know about consumer proposals

A consumer proposal doesn’t mean you’re filing for bankruptcy or taking out a loan: it’s a legal, structured tool that
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Regain financial stability after falling into debt

Sometimes, debt is just a matter of bad luck due to illness, an accident, job loss, or another unexpected event.
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Consulting a licensed insolvency trustee: how does it work?

When it comes to your finances, asking for help isn’t easy. Many people associate the idea of a licensed insolvency
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When debt is piling up, where do you start?

When money is tight or debt is piling up, it’s not always clear where to start.  Before you consider a
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Renewing your mortgage: what to know before you sign

When it’s time for a mortgage renewal, some people feel compelled to sign quickly without asking too many questions. However,
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What can you do if you can’t pay off your debts?

When the weight of your debt becomes too much to bear, it’s easy to feel trapped. Payments and interest continue
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Overindebtedness: how do you know when you’re in too deep?

Many people think that overindebtedness is caused by a major event. Sometimes, that really is the case: an accident, divorce,
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The Budget – As Important as GPS

Everyone uses GPS for navigation, but few use a budget to guide their income and expenses. The budget is often
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