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Pay off debts or save?

“Should I pay off my debts or save?” A question frequently asked by consumers.
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Will the housing bubble lead to more bankruptcies?

Are we currently experiencing a housing bubble? Should we expect house prices to collapse in the near future? If so,
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Should I use my RRSP to pay my debts?

Is withdrawing your RRSP to pay your debts a good idea? What a good question. Unfortunately, there isn’t a simple
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Six consequences of lending money to family and friends

What would you do if a loved one asked to borrow money? Would you do it at the drop of
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Do you know what to do if a collection agency contacts you?

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Information to Provide a Licensed Insolvency Trustee during a Meeting

Discussing our financial situation is not easy, especially when we are in debt. Some people are hesitant to meet with
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The Six Signs of Impulsive Buying

Everyone makes impulsive purchases from time to time. Far from being essential to daily life, some purchases are made for
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Why Our Licensed Insolvency Trustees Do Not Pass Judgment

In our work as Licensed Insolvency Trustees (LIT), we often see people who are ashamed of having to resort to
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Consumer Proposals: 98% Acceptance Rate with Ginsberg Gingras

When thinking of a consumer proposal as the solution to your debt problems, remember to choose your Licensed Insolvency Trustee
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Debt Overload: How Much Debt is Too Much Debt

Good financial health can be difficult to obtain. Easy access to credit, unforeseeable events, and a lifestyle that is incompatible
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For the sixth year in a row, fewer people become insolvent in Ontario

Press release For immediate release For the sixth year in a row, fewer people become insolvent in Ontario Ginsberg Gingras
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Criteria to get a debt consolidation loan and alternatives if that doesn’t work out

Debt consolidation is one of the first solutions people think of when in debt. The reason is that it offers
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