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Job losses and over-indebtedness

A job loss is a direct over-indebtedness factor. On the one hand, when someone loses his job, he has less
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During retirement, more boomers and elders are forced to file for bankruptcy

No one wants to be forced to file for bankruptcy. Especially if one is at the dawn of retirement, or
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Bankruptcy, Credit Cards and Fraud

Is it a good idea for someone to spend profusely in order to reach his credit card limit before filing
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