Bankruptcy Trustee in Ottawa

We resolve. You restart.

Dealing with overwhelming debt can be stressful and emotionally draining. In Ottawa, individuals and families can rely on Ginsberg Gingras, a trusted firm of Licensed Insolvency Trustees known for its human approach and financial expertise.

Our team helps you regain control of your financial situation with solutions governed by the Bankruptcy and Insolvency Act.

Free consultation. No pressure. No obligation.

Start with a 10-minute conversation

What Is a Bankruptcy Trustee?

A bankruptcy trustee, now formally known as a Licensed Insolvency Trustee (LIT), is the only professional authorized by the federal government to administer:

consumer proposals
personal bankruptcies
certain restructuring solutions for individuals and businesses
legal mechanisms that protect you from creditors

Working with a trustee in Ottawa allows you to benefit from:

immediate protection from creditors
an end to collection calls and wage garnishments
legal solutions to reduce or eliminate your debts
personalized support at every step

Talk to a licensed insolvency trustee

Our Ottawa Office: A Convenient and Accessible Location

Contact Information

645 Montreal Road
Ottawa, ON
K1K 0T4

Accessible for all
Walk-ins and appointments accepted

613 729-4391

1 800 565-8149

Office Hours

Monday

8:00 AM to 4:30 PM

Tuesday

8:00 AM to 4:30 PM

Wednesday

8:00 AM to 7:30 PM

Thursday

8:00 AM to 4:30 PM

Friday

8:00 AM to 4:30 PM

Saturday

Closed

Sunday

Closed

Office Team

LIT

Valérie Bruneau

LIT

Pascal Gagnon

LIT

Chantal Gingras

LIT

Sylvie Lyons

Landmarks and Access

Located on Montreal Road, in a central and easily accessible area of Ottawa
A short distance from neighbouring grocery stores such as Farm Boy and Your Independent Grocer
Close to essential services available along Montreal Road
A few minutes from parks such as Richelieu Park and Lawson Park
Convenient for residents of Vanier, Overbrook and nearby neighbourhoods in Ottawa’s east end
Accessible by car, public transit or on foot depending on your location
Parking and essential services available in the surrounding area

Debt Relief Services Offered in Ottawa

Ginsberg Gingras provides Ottawa residents with a full range of debt relief solutions. Each option is explained clearly and adapted to your financial reality.

Consumer Proposal

A legal agreement with your creditors that allows you to:

reduce the total amount you owe
combine your payments into a single monthly instalment
eliminate interest charges
protect your assets
avoid bankruptcy

Your repayment amount is based on your real financial capacity.

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Personal Bankruptcy

When debts can no longer be repaid, bankruptcy may allow you to:

eliminate most unsecured debts
stop wage garnishments and legal collection actions immediately
rebuild your financial situation with a fresh start

A Licensed Insolvency Trustee will guide you through each step of the process.

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Debt Consolidation

For individuals who want to combine multiple debts into one manageable monthly payment.

We evaluate whether consolidation is beneficial or if another solution provides greater relief.

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Negotiation with Creditors

When a direct agreement is possible, our team can help you:

reduce monthly payments
obtain additional time to repay
stop persistent calls and collection pressure

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Voluntary Deposit

A structured repayment plan administered through the court system that protects your income from garnishment.

We assess whether this option fits your financial situation and goals.

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What to Expect During a Consultation in Ottawa?

Every meeting is confidential, free and without judgment.

Typical steps include:

Review of your income, expenses and debts

Explanation of the legal solutions that apply to your situation

Creation of a realistic repayment or debt relief plan

Implementation of creditor protection if needed

Ongoing support until your file is fully resolved

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Why Choose Ginsberg Gingras in Ottawa?

Human, respectful and compassionate approach
More than 40 years of experience in insolvency and financial restructuring
Solutions tailored to your goals and financial reality
Fast relief depending on the solution chosen
Strong local presence with an easily accessible office in Ottawa

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Client Reviews from Ottawa

Frequently Asked Questions

Can a trustee help me even if I do not want to declare bankruptcy?

Yes. Bankruptcy is only one option. A consumer proposal, debt consolidation or negotiation may be more appropriate depending on your situation.

Will I lose my assets if I file for bankruptcy?

Not necessarily. Some assets are protected by law. A trustee will explain what applies in your case.

Is the consultation at the Ottawa office really free?

Yes. The first consultation is free and allows you to get a clear picture of your financial situation.

What services are offered at the Ottawa office?

The Ottawa office offers consumer proposals, personal bankruptcy, debt consolidation, negotiation with creditors and voluntary deposit. All services are administered by Licensed Insolvency Trustees.

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