Bankruptcy Trustee in Mont-Laurier

We resolve. You restart.

Facing debt can become a heavy burden. In Mont-Laurier, residents can rely on Ginsberg Gingras, a firm of Licensed Insolvency Trustees recognized for its expertise, compassionate approach and professional support.

Our team is here to help you regain financial balance and a fresh start through solutions provided under the Bankruptcy and Insolvency Act.

Free consultation. No pressure. No obligation.

Start with a 10-minute conversation

What Is a Bankruptcy Trustee?

A bankruptcy trustee, also called a Licensed Insolvency Trustee (LIT), is the only professional authorized by the federal government to administer:

consumer proposals
personal bankruptcies
certain financial restructurings for individuals or businesses
legal protection mechanisms against creditors

In Mont-Laurier, working with a trustee allows you to:

obtain immediate protection from creditors
stop collection calls and garnishments
access legal solutions to reduce or eliminate your debts
receive personalized support from start to finish

Talk to a licensed insolvency trustee

Our Mont-Laurier Office: An Accessible Location

Contact Information

726 de la Madone Street
Suite 3
Mont-Laurier, QC
J9L 1S9

Accessible for all

819 623-5805

1 800 567-1905

Office Hours

Monday

8:00 AM to 4:30 PM

Tuesday

8:00 AM to 4:30 PM

Wednesday

8:00 AM to 4:30 PM

Thursday

8:00 AM to 4:30 PM

Friday

8:00 AM to 4:30 PM

Saturday

Closed

Sunday

Closed

Consultations available by appointment

Office Team

LIT

Pascal Gagnon

LIT

Stephan V. Moyneur

Landmarks and Access

Located on de la Madone Street, in the heart of Mont-Laurier
Within short distance of various businesses and services, including Proxim pharmacie Cloutier, Sigouin et Pelletier located on the same street
Close to a local café-restaurant (Tim Hortons Mont-Laurier)
Near an accessible pharmacy on the same street (Proxim pharmacie Cloutier, Sigouin et Pelletier)
The area offers good access to urban services and downtown businesses
Accessible by car or local transportation for Mont-Laurier residents

Our Services Offered in Mont-Laurier

Ginsberg Gingras provides Mont-Laurier residents with a complete range of debt relief solutions. Each option is clearly explained and tailored to your personal situation.

Consumer Proposal

A legal agreement made with your creditors allowing you to:

reduce the total amount of your debts
make a single monthly payment
eliminate interest
protect your assets
avoid bankruptcy

The repayment amount is calculated according to your financial means.

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Personal Bankruptcy

When debts become impossible to repay, bankruptcy may allow you to:

eliminate the majority of eligible debts
immediately stop collection measures
regain more stable financial footing

A Licensed Insolvency Trustee supports you in understanding each step of the process.

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Debt Consolidation

To combine multiple debts into a single monthly payment. We assess whether this solution is beneficial or if another option better suits your situation.

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Negotiation with Creditors

When a direct agreement is possible, our advisors assist you in:

reducing your payments
obtaining more time to repay
ending repeated communications from collection agencies

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Voluntary Deposit

An option that allows you to protect your wages and follow a structured repayment plan administered through the court. We verify whether this solution aligns with your situation and goals.

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What to Expect During a Consultation in Mont-Laurier?

Each meeting is confidential, free and without judgment.

Typical steps include:

Review of your income, debts and obligations

Presentation of solutions adapted to your situation

Development of a realistic debt relief or repayment plan

Implementation of creditor protection if necessary

Personalized follow-up until the file is fully resolved

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Why Choose Ginsberg Gingras in Mont-Laurier?

Human, respectful and confidential approach
More than 40 years of experience in insolvency
Solutions tailored to your financial reality
Possibility of obtaining quick relief depending on the solution chosen
Local presence with an accessible and centrally located office

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Client Testimonials from Mont-Laurier

Frequently Asked Questions

Can a trustee help me even if I do not want to declare bankruptcy?

Yes. Bankruptcy is only one option. Other solutions, such as a consumer proposal or debt consolidation, may be more appropriate.

Will I lose my assets if I file for bankruptcy?

Not necessarily. Certain assets may be protected by law. A trustee will explain what applies to your situation.

Is the consultation at the Mont-Laurier office free?

Yes. The initial consultation is free and provides a complete analysis of your financial situation.

What services are offered at the Mont-Laurier office?

The Mont-Laurier office offers consumer proposals, personal bankruptcy, debt consolidation, negotiation with creditors and voluntary deposit. These services are administered by a Licensed Insolvency Trustee.

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