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Dealing with overwhelming debt can be stressful and emotionally draining. In Rouyn-Noranda, individuals and families can rely on Ginsberg Gingras, a trusted firm of Licensed Insolvency Trustees known for its human approach and financial expertise.

Our team helps you regain control of your financial situation with solutions governed by the Bankruptcy and Insolvency Act.

Free consultation. No pressure. No obligation.

What Is a Bankruptcy Trustee?

A bankruptcy trustee, now formally known as a Licensed Insolvency Trustee (LIT), is the only professional authorized by the federal government to administer:

  • Consumer proposals
  • Personal bankruptcies
  • Certain restructuring solutions for individuals and businesses
  • Legal mechanisms that protect you from creditors

Working with a trustee in Rouyn-Noranda allows you to benefit from:

  • Immediate protection from creditors
  • An end to collection calls and wage garnishments
  • Legal solutions to reduce or eliminate your debts
  • Personalized support at every step

Our Rouyn-Noranda Office: A Convenient and Accessible Location

Contact Information

85 Gamble Street West
Suite 9
Rouyn-Noranda, QC
J9X 2R5
Accessible for all
Consultations by appointment

Office Hours

Monday 
9:00 AM to 5:00 PM
Tuesday 
9:00 AM to 5:00 PM
Wednesday 
9:00 AM to 5:00 PM
Thursday 
9:00 AM to 5:00 PM
Friday 
9:00 AM to 5:00 PM
Saturday 
Closed
Sunday 
Closed

Landmarks and Access

  • Located on Gamble Street West in Rouyn-Noranda, in the central area close to the Noranda downtown sector
  • Close to services and businesses along Avenue Principale, including IGA Extra MarchĂ© Lamoureux, several local shops and professional services
  • A short distance from Lac Osisko, a well-known landmark in Rouyn-Noranda with walking paths and public spaces
  • Near local restaurants, cafĂ©s and services in the downtown Noranda district, including restaurants and businesses along Avenue Principale
  • Accessible by car via Route 101 and nearby main roads, as well as by local public transit routes
  • Convenient for residents of Noranda, Évain, Granada and surrounding communities throughout the Abitibi-TĂ©miscamingue region

Debt Relief Services Offered in Rouyn-Noranda

Ginsberg Gingras provides residents of Rouyn-Noranda with a full range of debt relief solutions. Each option is explained clearly and adapted to your financial situation.

Consumer Proposal

A legal agreement with your creditors that allows you to:

  • Reduce the total amount you owe
  • Combine your payments into a single monthly instalment
  • Eliminate interest charges
  • Protect your assets
  • Avoid bankruptcy

Your repayment amount is based on your real financial capacity.

Personal Bankruptcy

When debts can no longer be repaid, bankruptcy may allow you to:

  • Eliminate most unsecured debts
  • Stop wage garnishments and legal collection actions immediately
  • Rebuild your financial situation with a fresh start

A Licensed Insolvency Trustee will guide you through each step of the process.

Debt Consolidation

For individuals who want to combine multiple debts into one manageable monthly payment. We evaluate whether consolidation is beneficial or if another solution provides greater relief.

Negotiation with Creditors

When a direct agreement is possible, our team can help you:

  • Reduce monthly payments
  • Obtain additional time to repay
  • Stop persistent calls and collection pressure

Voluntary Deposit

A structured repayment plan administered through the court system that protects your income from garnishment.

We assess whether this option fits your financial situation and goals.

What to Expect During a Consultation in Rouyn-Noranda

Every meeting is confidential, free and without judgment.

Typical steps include:

Review of your income, expenses and debts
Explanation of the legal solutions that apply to your situation
Creation of a realistic repayment or debt relief plan
Implementation of creditor protection if needed
Ongoing support until your file is fully resolved

Why Choose Ginsberg Gingras in Rouyn-Noranda?

  • Human, respectful and compassionate approach
  • More than 40 years of experience in insolvency and financial restructuring
  • Solutions tailored to your goals and financial reality
  • Fast relief depending on the solution chosen
  • Strong local presence with an accessible office in Rouyn-Noranda

Frequently Asked Questions

Can a trustee help me even if I do not want to declare bankruptcy?

Yes. Bankruptcy is only one option. A consumer proposal, debt consolidation or negotiation may be more appropriate depending on your situation.

Will I lose my assets if I file for bankruptcy?

Not necessarily. Some assets are protected by law. A trustee will explain what applies in your case.

Is the consultation at the Rouyn-Noranda office really free?

Yes. The first consultation is free and allows you to get a clear picture of your financial situation.

What services are offered at the Rouyn-Noranda office?

The Rouyn-Noranda office offers consumer proposals, personal bankruptcy, debt consolidation, negotiation with creditors and voluntary deposit. All services are administered by Licensed Insolvency Trustees.

Bankruptcy Trustee in Rouyn-Noranda: Take Back Control Today

If you live in Rouyn-Noranda or the surrounding region and are struggling with overwhelming debt, a Licensed Insolvency Trustee can help you regain financial stability.

Free, confidential and judgment-free consultation.

Ginsberg Gingras. Helping you move forward.

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