Bankruptcy Trustee in Ottawa (Westboro)

We resolve. You restart.

Financial difficulties can quickly become overwhelming. In Ottawa’s Westboro neighbourhood, individuals and families can rely on Ginsberg Gingras, a trusted firm of Licensed Insolvency Trustees known for its professional expertise and supportive approach.

Our team helps you regain control of your financial situation with solutions governed by the Bankruptcy and Insolvency Act.

Free consultation. No pressure. No obligation.

Start with a 10-minute conversation

What Is a Bankruptcy Trustee?

A bankruptcy trustee, officially referred to as a Licensed Insolvency Trustee (LIT), is the only professional authorized by the federal government to administer legal debt solutions such as:

Consumer proposals
Personal bankruptcies
Certain restructuring options for individuals and businesses
Legal protections that shield you from creditor actions

Working with a trustee in Westboro (Ottawa) allows you to benefit from:

Immediate protection from creditors
An end to collection calls and wage garnishments
Legal solutions that may reduce or eliminate your debts
Professional guidance throughout the entire process

Talk to a licensed insolvency trustee

Our Ottawa (Westboro) Office: A Convenient and Accessible Location

Contact Information

287 Richmond Road
GGFL Office
Ottawa, ON
K1Z 6X4

Accessible for all
Consultations by appointment

613-729-4391

1-800-565-8149

Office Hours

Consultations are available by appointment.

Office Team

LIT

Valérie Bruneau

LIT

Chantal Gingras

Landmarks and Access

Located on Richmond Road in the Westboro neighbourhood of Ottawa
Close to the lively commercial corridor of Westboro Village, with many shops, cafés and services along Richmond Road
Near well-known local businesses and destinations such as Mountain Equipment Company (MEC Ottawa), Bridgehead Coffeehouse, and several boutiques and restaurants throughout Westboro Village
A short distance from Westboro Beach and the Ottawa River waterfront, as well as the cycling and walking paths along the Sir John A. Macdonald Parkway
Close to nearby green spaces such as Westboro Kiwanis Park and Champlain Park
Accessible by car via Island Park Drive, Churchill Avenue North and the Sir John A. Macdonald Parkway
Accessible by public transit through OC Transpo routes serving Richmond Road and the nearby Westboro transit corridor
Convenient for residents of Westboro, Wellington Village, Hintonburg, Mechanicsville, Champlain Park and nearby Ottawa neighbourhoods

Debt Relief Services Offered in Ottawa (Westboro)

Ginsberg Gingras provides Westboro residents with a complete range of debt relief solutions. Each option is clearly explained so you can make informed financial decisions.

Consumer Proposal

A consumer proposal is a legal agreement with your creditors that allows you to:

Reduce the total amount of debt you owe
Combine several debts into a single monthly payment
Stop interest from accumulating
Protect your assets
Avoid filing for bankruptcy

Your repayment terms are based on your financial capacity.

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Personal Bankruptcy

When debts can no longer be repaid, bankruptcy may provide financial relief by allowing you to:

Eliminate most unsecured debts
Immediately stop collection actions and wage garnishments
Begin rebuilding your financial future

A Licensed Insolvency Trustee will guide you through each step of the process.

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Debt Consolidation

Debt consolidation may allow you to regroup multiple debts into a single payment that better fits your monthly budget.

Our advisors analyze your financial situation to determine whether consolidation or another solution may be more appropriate.

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Negotiation with Creditors

If a direct arrangement is possible, our team may assist you in:

Reducing monthly payment obligations
Obtaining additional time to repay debts
Ending repeated calls from collection agencies

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Voluntary Deposit

Voluntary deposit is a structured repayment program administered through the court system that protects your wages from garnishment. We review your situation to determine whether this option aligns with your financial objectives.

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What to Expect During a Consultation in Ottawa (Westboro)?

Each consultation is confidential, free and conducted without judgment.

During the meeting, you can expect:

A review of your income, debts and financial obligations

Clear explanations of the solutions available to you

Development of a realistic debt relief strategy

Immediate creditor protection when required

Ongoing support until your financial situation is resolved

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Why Choose Ginsberg Gingras in Ottawa (Westboro)?

Compassionate and respectful approach
More than 40 years of experience in insolvency solutions
Debt relief strategies adapted to your financial circumstances
Possibility of quick financial relief depending on the solution selected
Local presence serving residents throughout Westboro and surrounding Ottawa neighbourhoods

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Frequently Asked Questions

Can a trustee help me even if I do not want to declare bankruptcy?

Yes. Bankruptcy is only one possible option. A consumer proposal, consolidation or negotiation with creditors may be more appropriate depending on your financial situation.

Will I lose my assets if I file for bankruptcy?

Not necessarily. Certain assets may be protected under the law. A Licensed Insolvency Trustee will explain what exemptions apply in your case.

Is the consultation at the Westboro office free?

Yes. The first consultation is free and helps you understand your financial situation and available options.

What services are offered at the Westboro office?

The Westboro office offers consumer proposals, personal bankruptcy, debt consolidation, negotiation with creditors and voluntary deposit solutions administered by Licensed Insolvency Trustees.

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