Bankruptcy Trustee in Laval

We resolve. You restart.

Facing mounting debt can become overwhelming. In Laval, residents can rely on Ginsberg Gingras, one of the largest firms of Licensed Insolvency Trustees in the country, to obtain practical, compassionate and tailored solutions.

Our team supports you in regaining control of your finances through options recognized under the Bankruptcy and Insolvency Act.

Free consultation. No pressure. No obligation.

Start with a 10-minute conversation

What Is a Bankruptcy Trustee?

A bankruptcy trustee, now called a Licensed Insolvency Trustee (LIT), is the only professional authorized by the federal government to administer:

consumer proposals
personal bankruptcies
certain restructuring solutions for individuals and businesses
legal protection mechanisms against creditors

In Laval, working with a trustee means obtaining:

immediate protection from creditors
an end to collection calls
access to legal solutions to reduce or eliminate your debts
personalized support at every step

Talk to a licensed insolvency trustee

Our Laval Office: A Central and Easily Accessible Location

The Ginsberg Gingras office in Laval is located at:

Contact Information

3111 Saint-Martin Blvd West
Suite 230
Laval, QC
H7T 0K2

Accessible for all
Walk-ins and appointments accepted

450-781-4800

1-877-878-4094

Office Hours

Monday

8:30 AM to 4:30 PM
Evening appointments available

Tuesday

8:30 AM to 4:30 PM
Evening appointments available

Wednesday

8:30 AM to 4:30 PM
Evening appointments available

Thursday

8:30 AM to 4:30 PM
Evening appointments available

Friday

8:30 AM to 4:30 PM

Saturday

Closed

Sunday

Closed

Office Team

LIT

Tania Daher

LIT

Marino Delacas

LIT

Stephan V. Moyneur

Landmarks and Access

Located on Saint-Martin Boulevard West, in a commercial sector of Laval
Close to Highway 440, making access by car easy from various parts of the city
Within short distance of many businesses and services in the Chomedey area, including Caisse Desjardins des Grands Boulevards and Centropolis shopping centre
Accessible within minutes by car from Montmorency metro station
Near the intersection of Saint-Martin Boulevard West and major roadways in the area
Convenient for residents of Chomedey, Laval-des-Rapides and surrounding sectors
Accessible by car, public transit or on foot depending on the area
Parking available nearby

Our Services Offered in Laval

Ginsberg Gingras provides Laval residents with a complete range of debt relief solutions. Each option is clearly explained and selected according to your financial situation.

Consumer Proposal

A proposal is an official agreement between you and your creditors that allows you to:

reduce the total amount of your debts
make a single monthly payment
pay without interest
protect your assets
avoid bankruptcy

The repayment amount is determined based on your actual financial means.

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Personal Bankruptcy

Bankruptcy may be considered when your debts can no longer be repaid. It allows you to:

eliminate most of your debts
immediately stop wage garnishments and collection actions
restart on a healthier financial footing

A Licensed Insolvency Trustee guides you step by step and ensures the process is handled clearly and in full compliance.

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Debt Consolidation

For individuals who wish to combine multiple debts into a single payment, without prohibitive interest rates.

In Laval, we help you determine whether consolidation is beneficial or whether another solution would provide greater financial freedom.

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Negotiation with Creditors

If a direct agreement can be reached, our advisors support you in:

reducing your payments
obtaining additional time
ending pressure from collection agencies

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Voluntary Deposit (Voluntary Deposit Act)

For those who want to protect their wages and establish an organized repayment plan through the court.

Our team helps you evaluate whether this option fits your situation.

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What to Expect During a Consultation in Laval?

Each meeting is confidential, free and without judgment.

Typical steps include:

Comprehensive analysis of your income, debts and obligations

Presentation of legal solutions adapted to your situation

Development of a realistic repayment or debt relief plan

Implementation of creditor protection if needed

Ongoing support until the file is fully resolved

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Why Choose Ginsberg Gingras in Laval?

Human approach: each person is welcomed with respect and discretion
40 years of experience in insolvency solutions
Fast protection from creditors depending on the chosen solution
Solutions truly adapted to your financial situation and goals
Strong local presence with an accessible, central and well-served office

See my best-suited options

Frequently Asked Questions

Can a bankruptcy trustee help me even if I do not want to file for bankruptcy?

Yes. Bankruptcy is only one option. A consumer proposal, consolidation or negotiation is often more advantageous.

Will I lose all my assets if I file for bankruptcy?

No. Certain assets are protected by law, and your trustee will clearly explain what applies in your case.

Is the consultation at the Laval office free?

Yes. The first meeting at the Laval office is always free and without obligation. It allows you to assess your financial situation and discuss the solutions that may suit you.

What services are offered at the Laval office?

The Laval office offers the full range of debt relief services provided by Ginsberg Gingras. This includes consumer proposals, personal bankruptcy, debt consolidation, negotiation with creditors and voluntary deposit. All services are administered by Licensed Insolvency Trustees.

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