Bankruptcy Trustee in Saint-Jérôme

We resolve. You restart.

Facing debt can become a significant burden. In Saint-Jérôme, residents can rely on Ginsberg Gingras, a firm of Licensed Insolvency Trustees recognized for its expertise and compassionate approach.

Our team supports you in regaining control of your finances through options governed by the Bankruptcy and Insolvency Act.

Free consultation. No pressure. No obligation.

Start with a 10-minute conversation

What Is a Bankruptcy Trustee?

A bankruptcy trustee, now called a Licensed Insolvency Trustee (LIT), is the only professional authorized by the federal government to administer:

consumer proposals
personal bankruptcies
certain restructuring solutions for individuals and businesses
legal protection mechanisms against creditors

In Saint-Jérôme, working with a trustee means obtaining:

immediate protection from creditors
an end to collection calls
access to legal solutions to reduce or eliminate your debts
personalized support at every step

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Our Saint-Jérôme Office: An Accessible Location

The Ginsberg Gingras office in Saint-Jérôme is located at:

Contact Information

55 Castonguay Street
Bureau 101
Suite 101, QC
J7Y 2H9

Accessible for all
Walk-ins and appointments accepted

450-432-3563

1-800-567-1905

450-432-6358

Office Hours

Monday

8:30 AM to 4:30 PM
Evening appointments available

Tuesday

8:30 AM to 4:30 PM
Evening appointments available

Wednesday

8:30 AM to 4:30 PM
Evening appointments available

Thursday

8:30 AM to 4:30 PM
Evening appointments available

Friday

8:30 AM to 4:30 PM

Saturday

Closed

Sunday

Closed

Office Team

LIT

Stephan V. Moyneur

Landmarks and Access

Located on Castonguay Street, in the heart of downtown Saint-Jérôme
In close proximity to Saint-Georges Street, the main commercial artery of downtown
Near the Saint-Jérôme Courthouse, a major institutional landmark in the area
A few steps from Parc de la Durantaye and Rivière du Nord, two well-known local landmarks
Close to Boulevard de Martigny Ouest, where various shops, restaurants and services are located
Easily accessible from Highway 15 (Exit 43), serving Saint-Jérôme and surrounding municipalities
Situated in an area with local shops, boutiques and essential downtown services
Served by the Saint-Jérôme public transit network, as well as Saint-Jérôme Train Station for regional travel
Accessible by car, bus or on foot from several downtown streets and neighbourhoods

Our Services Offered in Saint-Jérôme

Ginsberg Gingras provides Saint-Jérôme residents with a full range of solutions to ease the burden of debt. Each service is clearly explained and selected according to your financial capacity and real needs.

Consumer Proposal

A consumer proposal is a legal agreement made with your creditors. It may allow you to:

reduce the total amount of your debts
combine your payments into a single monthly instalment
eliminate interest
keep your assets
avoid bankruptcy

The repayment amount is determined based on your budget and situation.

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Personal Bankruptcy

Bankruptcy becomes an option when your debts can no longer be repaid. It allows you to:

eliminate the majority of your debts
immediately stop wage garnishments and collection actions
restart on a new financial footing

A Licensed Insolvency Trustee supports you throughout the process and explains the steps and obligations.

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Debt Consolidation

For individuals who wish to combine multiple debts into a single, easier-to-manage payment.

In Saint-Jérôme, we assess whether consolidation is beneficial or whether another solution would provide better financial stability.

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Negotiation with Creditors

When direct agreements can be considered, our advisors support you in:

reducing the amount of payments
obtaining more time to repay
stopping persistent calls and communications from collection agencies

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Voluntary Deposit (Voluntary Deposit Act)

For those who wish to protect their wages and establish a structured repayment plan through the court.

Our team verifies whether voluntary deposit is a solution suited to your situation and goals.

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What to Expect During a Consultation in Saint-Jérôme

Each meeting is confidential, free and without judgment.

Typical steps include:

Review of your income, debts and obligations

Presentation of legal solutions adapted to your situation

Development of a realistic debt relief plan

Implementation of creditor protection if necessary

Personalized follow-up until the file is fully resolved

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Why Choose Ginsberg Gingras in Saint-Jérôme

Human, respectful and discreet approach
More than 40 years of experience in insolvency solutions
Solutions truly tailored to your financial situation
Fast protection depending on the chosen solution
Strong local presence with a central and accessible office

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Frequently Asked Questions

Can a trustee help me even if I do not want to declare bankruptcy?

Yes. Bankruptcy is only one option. Other solutions such as a consumer proposal or consolidation may be more advantageous.

Will I lose my assets if I file for bankruptcy?

Not necessarily. Certain assets are protected by law. Your trustee will explain what applies to your situation.

Is the consultation at the Saint-Jérôme office free?

Yes. The first consultation at the Saint-Jérôme office is free and without obligation. It allows you to discuss your financial situation with an advisor or trustee and explore possible solutions.

What services are offered at the Saint-Jérôme office?

The Saint-Jérôme office offers all debt relief services available at Ginsberg Gingras, including consumer proposals, personal bankruptcy, debt consolidation, negotiation with creditors and voluntary deposit. These services are administered by a Licensed Insolvency Trustee.

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