Bankruptcy Trustee in Rimouski

We resolve. You restart.

Facing debt can become a heavy burden to carry. In Rimouski, residents can rely on Ginsberg Gingras, a firm of Licensed Insolvency Trustees recognized for its compassionate and professional approach.

Our team supports you in regaining control of your finances through solutions governed by the Bankruptcy and Insolvency Act.

Free consultation. No obligation. No pressure.

Start with a 10-minute conversation

What Is a Bankruptcy Trustee?

A bankruptcy trustee, also called a Licensed Insolvency Trustee (LIT), is the only professional authorized by the federal government to administer:

consumer proposals
personal bankruptcies
certain financial restructurings for individuals and businesses
legal protection mechanisms against creditors

In Rimouski, working with a trustee allows you to:

obtain immediate protection from creditors
stop collection calls and garnishments
access legal solutions to reduce or eliminate your debts
benefit from personalized support at every step

Talk to a licensed insolvency trustee

Our Rimouski Office: An Accessible Location

The Ginsberg Gingras office in Rimouski is located at:

Contact Information

180 des Gouverneurs Street
Suite 304
Rimouski, QC
G5L 8G1

Accessible for all
By appointment

418 724-9079

1 877 898-9079

Office Hours

Monday

8:00 AM to 4:30 PM

Tuesday

8:00 AM to 4:30 PM

Wednesday

8:00 AM to 4:30 PM

Thursday

8:00 AM to 4:30 PM

Friday

8:00 AM to 4:30 PM

Saturday

Closed

Sunday

Closed

Office Team

LIT

Vincent Guilbeault-Sauvé

Landmarks and Access

Located on des Gouverneurs Street, in a central area of Rimouski
Close to the Rimouski CLSC (Health and Social Services Centre)
Served by the Société des transports de Rimouski (STR), facilitating access from various parts of the city
In an urban Rimouski setting, near essential services such as Jean Coutu pharmacy and Pharmaprix downtown
Accessible by car or public transit depending on your starting point

Our Services Offered in Rimouski

Ginsberg Gingras provides Rimouski residents with a complete range of solutions to ease the burden of debt. Each service is tailored to your financial reality.

Consumer Proposal

A legal agreement with your creditors that allows you to:

reduce the total amount of your debts
combine your payments into a single monthly instalment
eliminate interest
protect your assets
avoid bankruptcy

The repayment amount is calculated according to your financial capacity.

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Personal Bankruptcy

When debts can no longer be repaid, bankruptcy may allow you to:

eliminate the majority of eligible debts
immediately stop collection measures
regain financial stability

A Licensed Insolvency Trustee guides you clearly through every step.

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Debt Consolidation

To combine multiple debts into a single monthly payment. We assess whether this option is beneficial or if another solution better fits your situation.

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Negotiation with Creditors

If a direct agreement is possible, our advisors assist you in:

reducing your payments
obtaining more time to repay
ending persistent communications from collection agencies

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Voluntary Deposit (Voluntary Deposit Act)

A solution to protect your wages and establish a structured repayment plan through the court. We analyze whether this option meets your needs.

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What to Expect During a Consultation in Rimouski

Each meeting is confidential, free and without judgment.

Typical steps include:

Review of your income, debts and obligations

Presentation of solutions adapted to your situation

Implementation of a realistic debt relief or repayment plan

Protection from creditors if necessary

Personalized follow-up until the file is fully resolved

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Why Choose Ginsberg Gingras in Rimouski

Human, respectful and confidential approach
More than 40 years of experience in insolvency
Solutions tailored to your financial reality
Possibility of obtaining quick relief depending on the chosen solution
Strong local presence with a central and accessible office

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Client Testimonials from Rimouski

Frequently Asked Questions

Can a trustee help me even if I do not want to declare bankruptcy?

Yes. Bankruptcy is only one option among others such as a consumer proposal or debt consolidation.

Will I lose my assets if I file for bankruptcy?

Not necessarily. Certain assets are protected by law. A trustee will explain what applies in your situation.

Is the consultation at the Rimouski office free?

Yes. The first consultation is free and provides a clear picture of your financial situation.

What services are offered at the Rimouski office?

The Rimouski office offers consumer proposals, personal bankruptcy, debt consolidation, negotiation with creditors and voluntary deposit. These services are administered by a Licensed Insolvency Trustee.

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