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Facing debt can quickly become overwhelming. In Quebec City, residents can rely on Ginsberg Gingras, a firm of Licensed Insolvency Trustees recognized for its compassionate guidance and expertise.

Our team helps you regain control of your financial situation through solutions provided under the Bankruptcy and Insolvency Act.

Free consultation. No pressure. No obligation.

What Is a Bankruptcy Trustee

A bankruptcy trustee, also called a Licensed Insolvency Trustee (LIT), is the only professional recognized by the federal government to administer:

  • consumer proposals
  • personal bankruptcies
  • certain financial restructurings for individuals or businesses
  • legal protections against creditors

In Quebec City, consulting a trustee allows you to:

  • obtain immediate protection from creditors
  • stop collection calls
  • access legal solutions to reduce or eliminate your debts
  • receive personalized support at every step

Our Quebec City Office: An Accessible Location

Contact Information

3107 des HĂ´tels Ave.
Centre d’affaires L’Exécutif
Quebec City, QC
G1W 4W5
Accessible for all
By appointment only

Office Hours

Meetings available by appointment
Flexible hours depending on team availability

Landmarks and Access

  • Located on Avenue des HĂ´tels, in the Sainte-Foy sector
  • Close to Parc de la Plage-Jacques-Cartier, a major green space in the area
  • In a Sainte-Foy neighbourhood offering various businesses and services, including shopping centres such as Place Sainte-Foy and Laurier QuĂ©bec
  • Situated in an area with convenient access to the city’s main roads
  • Accessible for residents of Sainte-Foy, Sillery and Cap-Rouge, as well as nearby sectors
  • Easily accessible by car or public transit depending on your starting point
  • Parking available nearby depending on the building and neighbouring commercial facilities

Our Services Offered in Quebec City

Ginsberg Gingras provides Quebec City residents with a complete range of debt relief solutions tailored to their needs.

Consumer Proposal

A legal agreement that allows you to:

  • reduce your debts
  • combine your payments into a single monthly instalment
  • eliminate interest
  • protect your assets
  • avoid bankruptcy

The repayment amount is determined according to your financial capacity.

Personal Bankruptcy

When debts can no longer be repaid, bankruptcy may allow you to:

  • eliminate the majority of eligible debts
  • stop wage garnishments and collection actions
  • restart on more stable financial footing

A Licensed Insolvency Trustee explains each step of the process.

Debt Consolidation

To combine multiple debts into a single monthly payment. We verify whether this option suits you or if another solution is better adapted.

Negotiation with Creditors

If a direct agreement is possible, our advisors can help you:

  • reduce your payments
  • obtain more time to repay
  • end persistent communications from collection agencies

Voluntary Deposit

A solution that allows you to protect your wages and follow a structured repayment plan administered through the court. We analyze whether this option fits your situation.

What to Expect During a Consultation in Quebec City?

Each consultation is confidential, free and without judgment.

Typical steps include:

Review of your income, debts and obligations
Presentation of options adapted to your situation
Development of a realistic debt relief or repayment plan
Implementation of creditor protection if necessary
Personalized follow-up until the file is fully resolved

Why Choose Ginsberg Gingras in Quebec City?

  • Human, respectful and confidential approach
  • More than 40 years of experience in insolvency
  • Solutions tailored to your personal and financial situation
  • Possibility of obtaining quick relief depending on the solution chosen
  • Local presence with an office located in an easily accessible sector of Quebec City

Client Testimonials from Quebec City

Frequently Asked Questions

Can a trustee help me even if I do not want to declare bankruptcy?

Yes. Bankruptcy is only one option. A consumer proposal, consolidation or negotiation may be better suited to your situation.

Will I lose my assets if I file for bankruptcy?

Not necessarily. Certain assets may be protected by law. The trustee will explain what applies in your case.

Is the consultation at the Quebec City office free?

Yes. The first consultation is free and provides a complete evaluation of your financial situation.

What services are offered at the Quebec City office?

The Quebec City office offers consumer proposals, personal bankruptcy, debt consolidation, negotiation with creditors and voluntary deposit. All services are administered by a Licensed Insolvency Trustee.

Bankruptcy Trustee in Quebec City: Take Back Control Today

If you are in Quebec City or the surrounding area and your financial situation is becoming difficult, a Licensed Insolvency Trustee can help you regain balance.

Free, confidential and judgment-free consultation.

Ginsberg Gingras. Helping you start fresh.

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