Bankruptcy Trustee in Hawkesbury

We resolve. You restart.

Dealing with serious debt can create stress and uncertainty. In Hawkesbury, individuals and families can rely on Ginsberg Gingras, a respected firm of Licensed Insolvency Trustees known for its compassionate approach and financial expertise.

Our team helps you take back control of your finances through solutions governed by the Bankruptcy and Insolvency Act.

Free consultation. No pressure. No obligation.

Start with a 10-minute conversation

What Is a Bankruptcy Trustee?

A bankruptcy trustee, officially called a Licensed Insolvency Trustee (LIT), is the only professional authorized by the federal government to administer legal debt solutions such as:

Consumer proposals
Personal bankruptcies
Certain restructuring solutions for individuals and businesses
Legal protections against creditors

Working with a trustee in Hawkesbury provides several important benefits:

Immediate legal protection from creditors
An end to collection calls and wage garnishments
Structured solutions designed to reduce or eliminate debt
Professional guidance from beginning to end

Talk to a licensed insolvency trustee

Our Hawkesbury Office: A Convenient and Accessible Location

Contact Information

115 Main Street East
Suite 200
Hawkesbury, ON
K6A 1A1

Accessible for all
Consultations available by appointment

613-632-7415

1-800-565-8149

Office Hours

Monday

9:00 AM to 5:00 PM

Tuesday

9:00 AM to 5:00 PM

Wednesday

9:00 AM to 5:00 PM

Thursday

9:00 AM to 5:00 PM

Friday

9:00 AM to 5:00 PM

Saturday

Closed

Sunday

Closed

Office Team

Landmarks and Access

Located on Main Street East in Hawkesbury’s central commercial district, one of the town’s main business corridors
Close to local services and businesses such as Scotiabank, Royal Bank of Canada, and several restaurants and shops along Main Street
A short distance from the Ottawa River waterfront, including Confederation Park and nearby riverside walking areas
Near community institutions and services such as the Hawkesbury Public Library and municipal services in the downtown area
Easily accessible by car via Highway 17 and regional roads connecting surrounding communities
Convenient for residents of Hawkesbury, Vankleek Hill, L’Orignal, Champlain and neighbouring towns in Eastern Ontario

Debt Relief Services Offered in Hawkesbury

Ginsberg Gingras provides residents of Hawkesbury with a comprehensive range of debt relief solutions. Each option is clearly explained and adapted to your financial circumstances.

Consumer Proposal

A consumer proposal is a legal agreement with creditors that allows you to:

Reduce the total amount of your debts
Combine several payments into a single monthly instalment
Stop interest from accumulating
Protect your personal assets
Avoid bankruptcy

Your repayment terms are determined based on your financial capacity.

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Personal Bankruptcy

When debts become impossible to repay, bankruptcy may provide relief by allowing you to:

Eliminate most unsecured debts
Immediately stop collection actions and wage garnishments
Begin rebuilding your financial future

A Licensed Insolvency Trustee will guide you through each stage of the process.

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Debt Consolidation

Debt consolidation allows multiple debts to be grouped into one simplified payment. Our advisors evaluate whether consolidation is suitable or if another option may better address your financial situation.

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Negotiation with Creditors

When a direct agreement is possible, our professionals may help you:

Reduce the amount of monthly payments
Obtain additional time to repay debts
Stop repeated calls from collection agencies

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Voluntary Deposit

Voluntary deposit is a structured repayment program administered through the court system that protects your wages from garnishment. We review your financial situation to determine whether this option is appropriate for your needs.

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What to Expect During a Consultation in Hawkesbury

Each consultation is confidential, free and conducted without judgment.

During the meeting, you can expect:

A detailed review of your income, debts and monthly expenses

Clear explanations of the legal options available to you

Development of a realistic debt relief plan

Immediate creditor protection when required

Ongoing support until your situation is fully resolved

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Why Choose Ginsberg Gingras in Hawkesbury?

Respectful and compassionate approach
More than 40 years of experience in insolvency solutions
Debt relief strategies adapted to your financial situation
Quick relief depending on the solution chosen
Local presence serving residents across Hawkesbury and Eastern Ontario

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Frequently Asked Questions

Can a trustee help me even if I do not want to declare bankruptcy?

Yes. Bankruptcy is only one of several possible solutions. A consumer proposal, consolidation or negotiation with creditors may be more appropriate depending on your financial circumstances.

Will I lose my assets if I file for bankruptcy?

Not necessarily. Certain assets may be protected by law. A Licensed Insolvency Trustee will explain what applies in your situation.

Is the consultation at the Hawkesbury office free?

Yes. The initial consultation is free and allows you to better understand your financial position and available options.

What services are offered at the Hawkesbury office?

The Hawkesbury office offers consumer proposals, personal bankruptcy, debt consolidation, creditor negotiations and voluntary deposit solutions administered by Licensed Insolvency Trustees.

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