Bankruptcy Trustee in Fredericton

We resolve. You restart.

Financial difficulties can quickly become overwhelming. In Fredericton, individuals and families can rely on Ginsberg Gingras, a trusted firm of Licensed Insolvency Trustees known for its professional expertise and supportive approach.

Our team helps you regain control of your financial situation with solutions governed by the Bankruptcy and Insolvency Act.

Free consultation. No pressure. No obligation.

Start with a 10-minute conversation

What Is a Bankruptcy Trustee?

A bankruptcy trustee, officially referred to as a Licensed Insolvency Trustee (LIT), is the only professional authorized by the federal government to administer legal debt solutions such as:

Consumer proposals
Personal bankruptcies
Certain restructuring options for individuals and businesses
Legal protections that shield you from creditor actions

Working with a trustee in Fredericton allows you to benefit from:

Immediate protection from creditors
An end to collection calls and wage garnishments
Legal solutions that may reduce or eliminate your debts
Professional guidance throughout the entire process

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Our Fredericton Office: A Convenient and Accessible Location

Contact Information

565 Priestman Street
Suite 102
Fredericton, NB
E3B 5X8

Accessible for all
Consultations available by appointment

506-458-9200

1-877-460-0920

Office Hours

Consultations are offered by appointment.

Office Team

LIT

Stephan V. Moyneur

Landmarks and Access

Located on Priestman Street in Fredericton, in a central area with several businesses and professional services
Close to local services such as Shoppers Drug Mart, Sobeys on Regent Street, and various offices and businesses along Priestman Street
A short distance from Regent Street, one of Fredericton’s main commercial corridors with numerous shops and services
Near Odell Park, a large urban park offering walking trails and green spaces
Easily accessible by car and public transit from nearby neighbourhoods
Convenient for residents of Fredericton, New Maryland, Oromocto and surrounding communities in the Capital Region

Debt Relief Services Offered in Fredericton

Ginsberg Gingras provides Fredericton residents with a complete range of debt relief solutions. Each option is clearly explained so you can make informed financial decisions.

Consumer Proposal

A consumer proposal is a legal agreement with your creditors that allows you to:

Reduce the total amount of debt you owe
Combine several debts into a single monthly payment
Stop interest from accumulating
Protect your assets
Avoid filing for bankruptcy

Your repayment terms are based on your financial capacity.

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Personal Bankruptcy

When debts can no longer be repaid, bankruptcy may provide financial relief by allowing you to:

Eliminate most unsecured debts
Immediately stop collection actions and wage garnishments
Begin rebuilding your financial future

A Licensed Insolvency Trustee will guide you through each step of the process.

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Debt Consolidation

Debt consolidation may allow you to regroup multiple debts into a single payment that better fits your monthly budget.

Our advisors analyze your financial situation to determine whether consolidation or another solution may be more appropriate.

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Negotiation with Creditors

If a direct arrangement is possible, our team may assist you in:

Reducing monthly payment obligations
Obtaining additional time to repay debts
Ending repeated calls from collection agencies

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Voluntary Deposit

Voluntary deposit is a structured repayment program administered through the court system that protects your wages from garnishment. We review your situation to determine whether this option aligns with your financial objectives.

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What to Expect During a Consultation in Fredericton

Each consultation is confidential, free and conducted without judgment.

During the meeting, you can expect:

A review of your income, debts and financial obligations

Clear explanations of the solutions available to you

Development of a realistic debt relief strategy

Immediate creditor protection when required

Ongoing support until your financial situation is resolved

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Why Choose Ginsberg Gingras in Fredericton?

Compassionate and respectful approach
More than 40 years of experience in insolvency solutions
Debt relief strategies adapted to your financial circumstances
Possibility of quick financial relief depending on the solution selected
Local presence serving residents throughout Fredericton and the surrounding region

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Frequently Asked Questions

Can a trustee help me even if I do not want to declare bankruptcy?

Yes. Bankruptcy is only one possible option. A consumer proposal, consolidation or negotiation with creditors may be more appropriate depending on your financial situation.

Will I lose my assets if I file for bankruptcy?

Not necessarily. Certain assets may be protected under the law. A Licensed Insolvency Trustee will explain what exemptions apply in your case.

Is the consultation at the Fredericton office free?

Yes. The first consultation is free and helps you understand your financial situation and available options.

What services are offered at the Fredericton office?

The Fredericton office offers consumer proposals, personal bankruptcy, debt consolidation, negotiation with creditors and voluntary deposit solutions administered by Licensed Insolvency Trustees.

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