Bankruptcy

Personal Bankruptcy

What is personal bankruptcy?


  • la faillite est encadrée par la loi

    Legal process

  • faire faillite pour régler ses dettes

    Solution that leads to the discharging of your debts

  • syndic autorisé en insolvabilité

    Administered by a Licensed Insolvency Trustee (LIT)

  • Hausse - Argent

    Opportunity to rebuild a sound financial reputation

The bankruptcy process


Syndic autorisé en insolvabilité

Evaluation of your situation by a Licensed Insolvency Trustee, the only professional authorized to administer the bankruptcy process.

Schema - Vente

Some of your assets will be seized and sold to pay back your creditors. Some assets are exempt from seizure.

Paiement par mois

Only one monthly payment until you are discharged from bankruptcy and released from your debts.

The benefits of personal bankruptcy


  • Libération des dettes

    Allows you to erase your debts and make a fresh start.

  • Fin des mesures de recouvrement

    Ends collection action by your creditors.

  • Protection

    Protects you against all legal proceedings, including salary seizure.

  • Un seul paiement par mois

    Only one monthly payment.

  • Consultation d'aide budgétaire

    Free budget help sessions available.

  • Déclaration de revenus pré-faillite

    Pre-bankruptcy income tax return is prepared by the trustee.

Ginsberg Gingras, your debt solution


You have tried everything to solve your financial problems, but they remain. When you can no longer overcome your debt problems, bankruptcy may be a solution.

During an initial, free meeting, a Ginsberg Gingras Licensed Insolvency Trustee will analyze your financial situation. If the situation calls for it, he or she will recommend other solutions to address your troubles.

If bankruptcy is the only option, he or she will support you and answer all your questions.

You’ll regain financial freedom and can count on his or her support throughout the process.

Regain control of your finances now

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