{"id":41149,"date":"2025-07-22T08:00:14","date_gmt":"2025-07-22T12:00:14","guid":{"rendered":"https:\/\/ginsberg-gingras.com\/?p=41149"},"modified":"2025-08-11T16:24:39","modified_gmt":"2025-08-11T20:24:39","slug":"regain-financial-stability-after-falling-into-debt","status":"publish","type":"post","link":"https:\/\/ginsberg-gingras.com\/en\/regain-financial-stability-after-falling-into-debt\/","title":{"rendered":"Regain financial stability after falling into debt"},"content":{"rendered":"<p><span style=\"font-weight: 400\">Sometimes, debt is just a matter of bad luck due to illness, an accident, job loss, or another unexpected event. But it can often be traced back to personal habits.<\/span><\/p>\n<p><span style=\"font-weight: 400\">If you\u2019ve already gone through bankruptcy, a consumer proposal, or used another strategy to get out of debt and set your finances straight, the next step is to implement an action plan to avoid falling back into the vicious cycle of debt.<\/span><\/p>\n<p><span style=\"font-weight: 400\">We\u2019re here to share a few tips, but nothing beats a <\/span><a href=\"https:\/\/ginsberg-gingras.com\/en\/book-an-appointment\/\"><span style=\"font-weight: 400\">personalized meeting with an expert<\/span><\/a><span style=\"font-weight: 400\"> whose goal is to help you develop better habits.<\/span><\/p>\n<p><b>Step one: create a realistic budget<\/b><\/p>\n<p><span style=\"font-weight: 400\">Before diving into tips and tricks, you\u2019ll need a clear overview of your finances. That\u2019s usually where things get murky.<\/span><\/p>\n<p><span style=\"font-weight: 400\">Most budget goals fail because they\u2019re too optimistic. You might say to yourself, \u201cThis month, I\u2019m only going to spend $300 on groceries,\u201d whereas you\u2019ve been spending $450 for the last few months. The result? You won\u2019t make it past week one.<\/span><\/p>\n<p><b>To create a realistic budget\u2026<\/b><\/p>\n<p><span style=\"font-weight: 400\">Base yourself on what you actually spend, not what you want to be spending.<\/span><\/p>\n<ul>\n<li style=\"font-weight: 400\"><b>Look at your last three bank statements<\/b><span style=\"font-weight: 400\"> and make note of everything: groceries, caf\u00e9s, lunches, and small expenses that tend to slip through the cracks.<\/span><\/li>\n<li style=\"font-weight: 400\"><b>Include a buffer for unexpected expenses.<\/b><span style=\"font-weight: 400\"> Putting even 50$ per month aside is better than nothing. If you don\u2019t, your budget will crumble at the first sign of trouble \u2013 car repair, birthday gift \u2013 and won\u2019t recover.<\/span><\/li>\n<li style=\"font-weight: 400\"><b>Be honest with yourself about your habits.<\/b><span style=\"font-weight: 400\"> If you\u2019ve been going out to eat twice a week for the past year, don\u2019t plan to spend $0 on restaurants this month. Cut down to once a week instead.<\/span><\/li>\n<\/ul>\n<p><span style=\"font-weight: 400\">Once you know where your money is going, you can start making informed choices. Does your budget already have some savings baked in? Great. You may be able to increase the amount you save if you modify your habits. Is your budget too tight for savings right now? Move on to the next step.<\/span><\/p>\n<p><b>Free up space without sacrificing too much<\/b><\/p>\n<p><span style=\"font-weight: 400\">With your budget in hand, you can identify opportunities for optimization that will strengthen your personal finances. The goal isn\u2019t to live like a monk\u00a0\u2013 it\u2019s to find a balance that will allow you to save money and cover unexpected expenses without restricting your lifestyle too much.<\/span><\/p>\n<p><b>Audit your subscriptions<\/b><\/p>\n<p><span style=\"font-weight: 400\">Those little $9.99 monthly expenses can pile up like lone socks in a drawer. Netflix, Spotify, gym, apps you\u2019ve forgotten about\u2026<\/span><\/p>\n<p><span style=\"font-weight: 400\">Here\u2019s a gentle approach: instead of cancelling everything at once, pause some of your subscriptions. That will help you understand which ones you actually miss. You could even resubscribe on a one-off basis \u2013 just long enough to binge a show you wanted to watch. Who said we need to keep all of our services active at the same time?<\/span><\/p>\n<p><b>Don\u2019t stop \u201cgoing out\u201d \u2013 just rethink it<\/b><\/p>\n<p><span style=\"font-weight: 400\">Going out and having fun is important for morale. But you can redefine what it means to do so. Having 5 \u00e0 7 at a friend\u2019s house can be just as fun as a restaurant. A movie night at home with some popcorn can be even more fun than heading to the theatre.<\/span><\/p>\n<p><b>The 24-hour antidote to impulsive behaviour<\/b><\/p>\n<p><span style=\"font-weight: 400\">Here\u2019s a strategy that\u2019s simple but highly effective: wait 24 hours before making any non-urgent purchase above $50.<\/span><\/p>\n<p><span style=\"font-weight: 400\">This waiting period gives your emotions time to cool off and lets logic take the wheel. You\u2019d be surprised how many purchases lose their shine after a good night\u2019s sleep.<\/span><\/p>\n<p><b>Negotiate with service providers<\/b><\/p>\n<p><span style=\"font-weight: 400\">So many people avoid negotiating their bills, but plenty of companies would rather give you a better deal than lose you as a customer.<\/span><\/p>\n<p><b>Here\u2019s how:<\/b><span style=\"font-weight: 400\"> call your phone, internet, or insurance provider and tell them the truth. \u201cI want to continue doing business with you, but I need to cut down on my spending. Do you have any cheaper plans or promotions available?\u201d<\/span><\/p>\n<p><b>Learn to identify \u201cfalse economies\u201d<\/b><\/p>\n<p><span style=\"font-weight: 400\">As you explore the world of savings, beware of \u201cdeals\u201d that can actually cost you more in the long term.<\/span><\/p>\n<p><b>Free phones<\/b><\/p>\n<p><span style=\"font-weight: 400\">When a provider offers you a \u201cfree\u201d phone, it\u2019s never actually free. The cost is simply integrated into your monthly plan, often over a 24- or 36-month period. Do the math: sometimes, buying a used phone and signing up for a lower-cost plan will be the cheaper option.<\/span><\/p>\n<p><b>Buying in bulk<\/b><\/p>\n<p><span style=\"font-weight: 400\">Buying in bulk can be cost-effective, but only if you\u2019re really going to use everything you buy. Getting three jars of peanut butter on sale is a great idea if your family eats tons of the stuff. If not, it\u2019s money wasted.<\/span><\/p>\n<p><b>Rewards credit cards<\/b><\/p>\n<p><span style=\"font-weight: 400\">These cards can earn you benefits, but only if you pay them off in full every month. If you pay interest, the rewards will never outweigh the actual cost of having the card.<\/span><\/p>\n<p><b>Questions to ask yourself before you lock in a \u201cdeal\u201d:<\/b><\/p>\n<ul>\n<li style=\"font-weight: 400\"><span style=\"font-weight: 400\">Do I really need this?<\/span><\/li>\n<li style=\"font-weight: 400\"><span style=\"font-weight: 400\">Am I actually saving, or am I spending money I wasn\u2019t really prepared to spend?<\/span><\/li>\n<\/ul>\n<p><b>Finally, create systems that help you along<\/b><\/p>\n<p><span style=\"font-weight: 400\">Here are a few ideas to help you stay disciplined!<\/span><\/p>\n<p><b>Set up automatic payments<\/b><\/p>\n<p><span style=\"font-weight: 400\">Once you\u2019ve freed up some money, the next step is to put your finances on autopilot. The idea is to reduce the number of decisions you have to make each month.<\/span><\/p>\n<p><span style=\"font-weight: 400\">Schedule transfers to a savings account that will be automatically deposited the day after you get paid. That way, you\u2019ll never forget to do it, with the added bonus of avoiding the temptation to spend it elsewhere.<\/span><\/p>\n<p><b>Visualize your goals \u2013 literally<\/b><\/p>\n<p><span style=\"font-weight: 400\">Seeing your progress tick upwards every day is super motivating. It might be a paper on the fridge that tracks your goals or an accountability app on your phone. The important thing is to see your efforts paying off in real time. It\u2019ll really help when you feel like giving up.<\/span><\/p>\n<p><b>The most important piece of advice: trust the experts<\/b><\/p>\n<p><span style=\"font-weight: 400\">Sometimes, seeing things more clearly is simply a matter of getting a sympathetic perspective from a third party. The experts at GInsberg Gingras can help you optimize your budget, identify savings strategies, and change your habits to avoid falling into debt.<\/span><\/p>\n<p><span style=\"font-weight: 400\">Want to connect with someone who gets it? <\/span><a href=\"https:\/\/ginsberg-gingras.com\/en\/book-an-appointment\/\"><span style=\"font-weight: 400\">Book a free appointment<\/span><\/a><span style=\"font-weight: 400\">.<\/span><\/p>\n","protected":false},"excerpt":{"rendered":"<p>Sometimes, debt is just a matter of bad luck due to illness, an accident, job loss, or another unexpected event. But it can often be traced back to personal habits. If you\u2019ve already gone through bankruptcy, a consumer proposal, or used another strategy to get out of debt and set your finances straight, the next [&hellip;]<\/p>\n","protected":false},"author":35,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"inline_featured_image":false,"footnotes":""},"categories":[1115,667,1065],"tags":[],"class_list":["post-41149","post","type-post","status-publish","format-standard","hentry","category-actualite-en","category-blog","category-conseils-en"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v27.4 (Yoast SEO v27.4) - https:\/\/yoast.com\/product\/yoast-seo-premium-wordpress\/ -->\n<title>Expert tips for a healthy financial future<\/title>\n<meta name=\"description\" content=\"Are you rebuilding after bankruptcy? Here are some concrete strategies to optimize your budget and start saving. Just practical advice \u2013 no guilt or judgment.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/ginsberg-gingras.com\/en\/regain-financial-stability-after-falling-into-debt\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Regain financial stability after falling into debt\" \/>\n<meta property=\"og:description\" content=\"Are you rebuilding after bankruptcy? Here are some concrete strategies to optimize your budget and start saving. Just practical advice \u2013 no guilt or judgment.\" \/>\n<meta property=\"og:url\" content=\"https:\/\/ginsberg-gingras.com\/en\/regain-financial-stability-after-falling-into-debt\/\" \/>\n<meta property=\"og:site_name\" content=\"Ginsberg Gingras\" \/>\n<meta property=\"article:publisher\" content=\"https:\/\/www.facebook.com\/GinsbergGingras\" \/>\n<meta property=\"article:published_time\" content=\"2025-07-22T12:00:14+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2025-08-11T20:24:39+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/ginsberg-gingras.com\/wp-content\/uploads\/2025\/06\/GGA_Juillet_Blog02_OGimage_EN.jpg\" \/>\n\t<meta property=\"og:image:width\" content=\"1200\" \/>\n\t<meta property=\"og:image:height\" content=\"628\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/jpeg\" \/>\n<meta name=\"author\" content=\"Ginsberg Gingras\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:creator\" content=\"@GinsbergGingras\" \/>\n<meta name=\"twitter:site\" content=\"@GinsbergGingras\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"Ginsberg Gingras\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"5 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\\\/\\\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\\\/\\\/ginsberg-gingras.com\\\/en\\\/regain-financial-stability-after-falling-into-debt\\\/#article\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/ginsberg-gingras.com\\\/en\\\/regain-financial-stability-after-falling-into-debt\\\/\"},\"author\":{\"name\":\"Ginsberg Gingras\",\"@id\":\"https:\\\/\\\/ginsberg-gingras.com\\\/en\\\/#\\\/schema\\\/person\\\/fa258d34e3f5da3473fe31976a566fe5\"},\"headline\":\"Regain financial stability after falling into debt\",\"datePublished\":\"2025-07-22T12:00:14+00:00\",\"dateModified\":\"2025-08-11T20:24:39+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\\\/\\\/ginsberg-gingras.com\\\/en\\\/regain-financial-stability-after-falling-into-debt\\\/\"},\"wordCount\":1075,\"publisher\":{\"@id\":\"https:\\\/\\\/ginsberg-gingras.com\\\/en\\\/#organization\"},\"articleSection\":[\"Actualit\u00e9\",\"Blog\",\"Conseils\"],\"inLanguage\":\"en-US\"},{\"@type\":\"WebPage\",\"@id\":\"https:\\\/\\\/ginsberg-gingras.com\\\/en\\\/regain-financial-stability-after-falling-into-debt\\\/\",\"url\":\"https:\\\/\\\/ginsberg-gingras.com\\\/en\\\/regain-financial-stability-after-falling-into-debt\\\/\",\"name\":\"Expert tips for a healthy financial future\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/ginsberg-gingras.com\\\/en\\\/#website\"},\"datePublished\":\"2025-07-22T12:00:14+00:00\",\"dateModified\":\"2025-08-11T20:24:39+00:00\",\"description\":\"Are you rebuilding after bankruptcy? Here are some concrete strategies to optimize your budget and start saving. Just practical advice \u2013 no guilt or judgment.\",\"breadcrumb\":{\"@id\":\"https:\\\/\\\/ginsberg-gingras.com\\\/en\\\/regain-financial-stability-after-falling-into-debt\\\/#breadcrumb\"},\"inLanguage\":\"en-US\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\\\/\\\/ginsberg-gingras.com\\\/en\\\/regain-financial-stability-after-falling-into-debt\\\/\"]}]},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\\\/\\\/ginsberg-gingras.com\\\/en\\\/regain-financial-stability-after-falling-into-debt\\\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\\\/\\\/ginsberg-gingras.com\\\/en\\\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"Regain financial stability after falling into debt\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\\\/\\\/ginsberg-gingras.com\\\/en\\\/#website\",\"url\":\"https:\\\/\\\/ginsberg-gingras.com\\\/en\\\/\",\"name\":\"Ginsberg Gingras\",\"description\":\"Syndics autoris\u00e9s en insolvabilit\u00e9\",\"publisher\":{\"@id\":\"https:\\\/\\\/ginsberg-gingras.com\\\/en\\\/#organization\"},\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\\\/\\\/ginsberg-gingras.com\\\/en\\\/?s={search_term_string}\"},\"query-input\":{\"@type\":\"PropertyValueSpecification\",\"valueRequired\":true,\"valueName\":\"search_term_string\"}}],\"inLanguage\":\"en-US\"},{\"@type\":\"Organization\",\"@id\":\"https:\\\/\\\/ginsberg-gingras.com\\\/en\\\/#organization\",\"name\":\"Ginsberg Gingras\",\"url\":\"https:\\\/\\\/ginsberg-gingras.com\\\/en\\\/\",\"logo\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\\\/\\\/ginsberg-gingras.com\\\/en\\\/#\\\/schema\\\/logo\\\/image\\\/\",\"url\":\"https:\\\/\\\/ginsberg-gingras.com\\\/wp-content\\\/uploads\\\/2023\\\/05\\\/gingsbergingras-logo-vert.svg\",\"contentUrl\":\"https:\\\/\\\/ginsberg-gingras.com\\\/wp-content\\\/uploads\\\/2023\\\/05\\\/gingsbergingras-logo-vert.svg\",\"width\":178,\"height\":60,\"caption\":\"Ginsberg Gingras\"},\"image\":{\"@id\":\"https:\\\/\\\/ginsberg-gingras.com\\\/en\\\/#\\\/schema\\\/logo\\\/image\\\/\"},\"sameAs\":[\"https:\\\/\\\/www.facebook.com\\\/GinsbergGingras\",\"https:\\\/\\\/x.com\\\/GinsbergGingras\",\"https:\\\/\\\/www.linkedin.com\\\/company\\\/ginsberg-gingras-&amp;-associ-s-inc-\",\"https:\\\/\\\/www.youtube.com\\\/channel\\\/UCXYExjedrlMcHc7zQVt4-fw\"]},{\"@type\":\"Person\",\"@id\":\"https:\\\/\\\/ginsberg-gingras.com\\\/en\\\/#\\\/schema\\\/person\\\/fa258d34e3f5da3473fe31976a566fe5\",\"name\":\"Ginsberg Gingras\",\"image\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\\\/\\\/secure.gravatar.com\\\/avatar\\\/cbce142352e18681556ae71921e40c01c583d80129e2619434138397e7077005?s=96&d=mm&r=g\",\"url\":\"https:\\\/\\\/secure.gravatar.com\\\/avatar\\\/cbce142352e18681556ae71921e40c01c583d80129e2619434138397e7077005?s=96&d=mm&r=g\",\"contentUrl\":\"https:\\\/\\\/secure.gravatar.com\\\/avatar\\\/cbce142352e18681556ae71921e40c01c583d80129e2619434138397e7077005?s=96&d=mm&r=g\",\"caption\":\"Ginsberg Gingras\"},\"sameAs\":[\"http:\\\/\\\/ginsberg-gingras.com\"],\"url\":\"https:\\\/\\\/ginsberg-gingras.com\\\/en\\\/author\\\/infoginsberg-gingras\\\/\"}]}<\/script>\n<!-- \/ Yoast SEO Premium plugin. -->","yoast_head_json":{"title":"Expert tips for a healthy financial future","description":"Are you rebuilding after bankruptcy? Here are some concrete strategies to optimize your budget and start saving. Just practical advice \u2013 no guilt or judgment.","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/ginsberg-gingras.com\/en\/regain-financial-stability-after-falling-into-debt\/","og_locale":"en_US","og_type":"article","og_title":"Regain financial stability after falling into debt","og_description":"Are you rebuilding after bankruptcy? Here are some concrete strategies to optimize your budget and start saving. Just practical advice \u2013 no guilt or judgment.","og_url":"https:\/\/ginsberg-gingras.com\/en\/regain-financial-stability-after-falling-into-debt\/","og_site_name":"Ginsberg Gingras","article_publisher":"https:\/\/www.facebook.com\/GinsbergGingras","article_published_time":"2025-07-22T12:00:14+00:00","article_modified_time":"2025-08-11T20:24:39+00:00","og_image":[{"width":1200,"height":628,"url":"https:\/\/ginsberg-gingras.com\/wp-content\/uploads\/2025\/06\/GGA_Juillet_Blog02_OGimage_EN.jpg","type":"image\/jpeg"}],"author":"Ginsberg Gingras","twitter_card":"summary_large_image","twitter_creator":"@GinsbergGingras","twitter_site":"@GinsbergGingras","twitter_misc":{"Written by":"Ginsberg Gingras","Est. reading time":"5 minutes"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"Article","@id":"https:\/\/ginsberg-gingras.com\/en\/regain-financial-stability-after-falling-into-debt\/#article","isPartOf":{"@id":"https:\/\/ginsberg-gingras.com\/en\/regain-financial-stability-after-falling-into-debt\/"},"author":{"name":"Ginsberg Gingras","@id":"https:\/\/ginsberg-gingras.com\/en\/#\/schema\/person\/fa258d34e3f5da3473fe31976a566fe5"},"headline":"Regain financial stability after falling into debt","datePublished":"2025-07-22T12:00:14+00:00","dateModified":"2025-08-11T20:24:39+00:00","mainEntityOfPage":{"@id":"https:\/\/ginsberg-gingras.com\/en\/regain-financial-stability-after-falling-into-debt\/"},"wordCount":1075,"publisher":{"@id":"https:\/\/ginsberg-gingras.com\/en\/#organization"},"articleSection":["Actualit\u00e9","Blog","Conseils"],"inLanguage":"en-US"},{"@type":"WebPage","@id":"https:\/\/ginsberg-gingras.com\/en\/regain-financial-stability-after-falling-into-debt\/","url":"https:\/\/ginsberg-gingras.com\/en\/regain-financial-stability-after-falling-into-debt\/","name":"Expert tips for a healthy financial future","isPartOf":{"@id":"https:\/\/ginsberg-gingras.com\/en\/#website"},"datePublished":"2025-07-22T12:00:14+00:00","dateModified":"2025-08-11T20:24:39+00:00","description":"Are you rebuilding after bankruptcy? Here are some concrete strategies to optimize your budget and start saving. Just practical advice \u2013 no guilt or judgment.","breadcrumb":{"@id":"https:\/\/ginsberg-gingras.com\/en\/regain-financial-stability-after-falling-into-debt\/#breadcrumb"},"inLanguage":"en-US","potentialAction":[{"@type":"ReadAction","target":["https:\/\/ginsberg-gingras.com\/en\/regain-financial-stability-after-falling-into-debt\/"]}]},{"@type":"BreadcrumbList","@id":"https:\/\/ginsberg-gingras.com\/en\/regain-financial-stability-after-falling-into-debt\/#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Home","item":"https:\/\/ginsberg-gingras.com\/en\/"},{"@type":"ListItem","position":2,"name":"Regain financial stability after falling into debt"}]},{"@type":"WebSite","@id":"https:\/\/ginsberg-gingras.com\/en\/#website","url":"https:\/\/ginsberg-gingras.com\/en\/","name":"Ginsberg Gingras","description":"Syndics autoris\u00e9s en insolvabilit\u00e9","publisher":{"@id":"https:\/\/ginsberg-gingras.com\/en\/#organization"},"potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/ginsberg-gingras.com\/en\/?s={search_term_string}"},"query-input":{"@type":"PropertyValueSpecification","valueRequired":true,"valueName":"search_term_string"}}],"inLanguage":"en-US"},{"@type":"Organization","@id":"https:\/\/ginsberg-gingras.com\/en\/#organization","name":"Ginsberg Gingras","url":"https:\/\/ginsberg-gingras.com\/en\/","logo":{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/ginsberg-gingras.com\/en\/#\/schema\/logo\/image\/","url":"https:\/\/ginsberg-gingras.com\/wp-content\/uploads\/2023\/05\/gingsbergingras-logo-vert.svg","contentUrl":"https:\/\/ginsberg-gingras.com\/wp-content\/uploads\/2023\/05\/gingsbergingras-logo-vert.svg","width":178,"height":60,"caption":"Ginsberg Gingras"},"image":{"@id":"https:\/\/ginsberg-gingras.com\/en\/#\/schema\/logo\/image\/"},"sameAs":["https:\/\/www.facebook.com\/GinsbergGingras","https:\/\/x.com\/GinsbergGingras","https:\/\/www.linkedin.com\/company\/ginsberg-gingras-&amp;-associ-s-inc-","https:\/\/www.youtube.com\/channel\/UCXYExjedrlMcHc7zQVt4-fw"]},{"@type":"Person","@id":"https:\/\/ginsberg-gingras.com\/en\/#\/schema\/person\/fa258d34e3f5da3473fe31976a566fe5","name":"Ginsberg Gingras","image":{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/secure.gravatar.com\/avatar\/cbce142352e18681556ae71921e40c01c583d80129e2619434138397e7077005?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/cbce142352e18681556ae71921e40c01c583d80129e2619434138397e7077005?s=96&d=mm&r=g","contentUrl":"https:\/\/secure.gravatar.com\/avatar\/cbce142352e18681556ae71921e40c01c583d80129e2619434138397e7077005?s=96&d=mm&r=g","caption":"Ginsberg Gingras"},"sameAs":["http:\/\/ginsberg-gingras.com"],"url":"https:\/\/ginsberg-gingras.com\/en\/author\/infoginsberg-gingras\/"}]}},"_links":{"self":[{"href":"https:\/\/ginsberg-gingras.com\/en\/wp-json\/wp\/v2\/posts\/41149","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/ginsberg-gingras.com\/en\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/ginsberg-gingras.com\/en\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/ginsberg-gingras.com\/en\/wp-json\/wp\/v2\/users\/35"}],"replies":[{"embeddable":true,"href":"https:\/\/ginsberg-gingras.com\/en\/wp-json\/wp\/v2\/comments?post=41149"}],"version-history":[{"count":0,"href":"https:\/\/ginsberg-gingras.com\/en\/wp-json\/wp\/v2\/posts\/41149\/revisions"}],"wp:attachment":[{"href":"https:\/\/ginsberg-gingras.com\/en\/wp-json\/wp\/v2\/media?parent=41149"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/ginsberg-gingras.com\/en\/wp-json\/wp\/v2\/categories?post=41149"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/ginsberg-gingras.com\/en\/wp-json\/wp\/v2\/tags?post=41149"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}