
{"id":4337,"date":"2020-03-26T19:37:18","date_gmt":"2020-03-26T23:37:18","guid":{"rendered":"https:\/\/dev-ginsberg-gingras.flywheelsites.com\/?page_id=4337"},"modified":"2023-06-06T15:41:13","modified_gmt":"2023-06-06T19:41:13","slug":"case-study-self-employed-worker-with-accumulated-tax-liability","status":"publish","type":"page","link":"https:\/\/ginsberg-gingras.com\/en\/case-studies\/case-study-self-employed-worker-with-accumulated-tax-liability\/","title":{"rendered":"Case study: A self-employed worker with accumulated tax liability"},"content":{"rendered":"\t\t<div data-elementor-type=\"wp-page\" data-elementor-id=\"4337\" class=\"elementor elementor-4337 elementor-4284\" data-elementor-post-type=\"page\">\n\t\t\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-eb5c549 elementor-section-stretched elementor-section-height-min-height elementor-section-items-bottom elementor-section-content-middle no-pad banner-gradient-page banner-page elementor-section-boxed elementor-section-height-default\" data-id=\"eb5c549\" data-element_type=\"section\" data-e-type=\"section\" data-settings=\"{&quot;stretch_section&quot;:&quot;section-stretched&quot;,&quot;background_background&quot;:&quot;classic&quot;,&quot;jet_parallax_layout_list&quot;:[]}\">\n\t\t\t\t\t\t\t<div class=\"elementor-background-overlay\"><\/div>\n\t\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-top-column elementor-element elementor-element-4dbf318 hero_text_fix\" data-id=\"4dbf318\" data-element_type=\"column\" data-e-type=\"column\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-30496f2 elementor-widget elementor-widget-text-editor\" data-id=\"30496f2\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<h1>Case Studies<\/h1><p class=\"acs\">We resolve. You restart.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-top-column elementor-element elementor-element-c6403b7 hero_image_fix\" data-id=\"c6403b7\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-29f631b dce_masking-none elementor-widget elementor-widget-image\" data-id=\"29f631b\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img fetchpriority=\"high\" decoding=\"async\" width=\"509\" height=\"499\" src=\"https:\/\/ginsberg-gingras.com\/wp-content\/uploads\/2023\/01\/Etudes-de-cas-5.jpg\" class=\"attachment-large size-large wp-image-35786\" alt=\"\" srcset=\"https:\/\/ginsberg-gingras.com\/wp-content\/uploads\/2023\/01\/Etudes-de-cas-5.jpg 509w, https:\/\/ginsberg-gingras.com\/wp-content\/uploads\/2023\/01\/Etudes-de-cas-5-300x294.jpg 300w\" sizes=\"(max-width: 509px) 100vw, 509px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-b4bc744 newdesign-darktext elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"b4bc744\" data-element_type=\"section\" data-e-type=\"section\" data-settings=\"{&quot;jet_parallax_layout_list&quot;:[],&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-add7914\" data-id=\"add7914\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-37fed05 newdesign-paletext elementor-widget elementor-widget-text-editor\" data-id=\"37fed05\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<h2>Case Study: A self-employed worker with accumulated tax liability<\/h2><p>These case studies are not true stories. They do not constitute actual client testimony. However, they are based on experiences observed by our Licensed Insolvency Trustees.\u00a0<\/p><p>These fictional case studies are meant to demonstrate the possible outcomes of a debt solution. In reality, each situation is unique. All individuals struggling with debt should consult a Ginsberg Gingras Licensed Insolvency Trustee to determine the best solution for them, and its effects.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-d08b134 newdesign-bgdark elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"d08b134\" data-element_type=\"section\" data-e-type=\"section\" data-settings=\"{&quot;jet_parallax_layout_list&quot;:[],&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-e573a0e\" data-id=\"e573a0e\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-1ec4465 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"1ec4465\" data-element_type=\"section\" data-e-type=\"section\" data-settings=\"{&quot;jet_parallax_layout_list&quot;:[]}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-inner-column elementor-element elementor-element-bbed6a8\" data-id=\"bbed6a8\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-c228d6c dce_masking-none elementor-widget elementor-widget-image\" data-id=\"c228d6c\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img fetchpriority=\"high\" decoding=\"async\" width=\"509\" height=\"499\" src=\"https:\/\/ginsberg-gingras.com\/wp-content\/uploads\/2023\/01\/Etudes-de-cas-5.jpg\" class=\"attachment-large size-large wp-image-35786\" alt=\"\" srcset=\"https:\/\/ginsberg-gingras.com\/wp-content\/uploads\/2023\/01\/Etudes-de-cas-5.jpg 509w, https:\/\/ginsberg-gingras.com\/wp-content\/uploads\/2023\/01\/Etudes-de-cas-5-300x294.jpg 300w\" sizes=\"(max-width: 509px) 100vw, 509px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-inner-column elementor-element elementor-element-66f6643\" data-id=\"66f6643\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-714c41a newdesign-paletext elementor-widget elementor-widget-text-editor\" data-id=\"714c41a\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<h2>A consumer proposal helps Paul to restructure his company and get a fresh start<\/h2>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<div class=\"elementor-element elementor-element-6056b6e newdesign-paletext elementor-widget elementor-widget-text-editor\" data-id=\"6056b6e\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Paul is a 23-year-old carpenter joiner. Since he entered the labour market, he has worked as a contractor for a variety of business owners. His subcontractor status led him to work as an independent contractor.<\/p><p>Paul devotes much of his time to his passion for building houses. However, he struggles to do his accounting and budget appropriately for his business expenses.<\/p><p>Because of outstanding tax liability, the Canada Revenue Agency (CRA) has seized Paul\u2019s bank account. Trapped, he makes an appointment with a Licensed Insolvency Trustee (LIT) at Ginsberg\u00a0Gingras and lays out his situation.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-0d046a0 newdesign-darktext elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"0d046a0\" data-element_type=\"section\" data-e-type=\"section\" data-settings=\"{&quot;jet_parallax_layout_list&quot;:[],&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-7252902\" data-id=\"7252902\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-f5e9a31 newdesign-paletext elementor-widget elementor-widget-text-editor\" data-id=\"f5e9a31\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<h2>Paul\u2019s debts before his proposal<\/h2>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-b51822d etude-de-cas-table last_tr_green elementor-widget elementor-widget-Table\" data-id=\"b51822d\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"Table.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<table class=\"tafe-table \">\n\t\t\t<thead  class=\"tafe-table-header\">\n\t\t\t\t<tr>\n\t\t\t\t\t<th class=\"elementor-inline-editing elementor-repeater-item-2a5ba70\"   ><\/th>\t\t\t\t<\/tr>\n\t\t\t<\/thead>\n\t\t\t\t\t\t<tbody class=\"tafe-table-body\">\n\t\t\t\t<tr>\n\t\t\t\t\t<td data-label=\"\"   class=\"elementor-repeater-item-f6ba351 td-content-type-default\" >Tax liability<\/td><td data-label=\"\"   class=\"elementor-repeater-item-79234bc td-content-type-default\" >$22,500<\/td><\/tr><tr><td data-label=\"\"   class=\"elementor-repeater-item-523fe20 td-content-type-default\" >Credit card 1<\/td><td data-label=\"\"   class=\"elementor-repeater-item-f5e8afd td-content-type-default\" >$1,700<\/td><\/tr><tr><td data-label=\"\"   class=\"elementor-repeater-item-27c77d3 td-content-type-default\" >Credit card 2<\/td><td data-label=\"\"   class=\"elementor-repeater-item-4a1150a td-content-type-default\" >$2,250<\/td><\/tr><tr><td data-label=\"\"   class=\"elementor-repeater-item-cc4ca2a td-content-type-default\" >Debt total<\/td><td data-label=\"\"   class=\"elementor-repeater-item-f60d6e6 td-content-type-default\" >$26,450<\/td>\t\t\t\t<\/tr>\n\t\t\t<\/tbody>\n\t\t<\/table>\n\t\t\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-44c172c newdesign-paletext elementor-widget elementor-widget-text-editor\" data-id=\"44c172c\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Since he launched his career as an independent contractor, Paul has had to acquire certain work equipment and tools to earn a living. Now he is worried that he will lose all his tools if he declares bankruptcy. The Licensed Insolvency Trustee (LIT) explains the consumer proposal option to Paul. Thanks to this solution, Paul feels reassured that he will be able to keep his tools. He will also be able to keep all his other possessions, because there are no seizures involved in a consumer\u2019s proposal.<\/p><p>The decision to file a consumer proposal was not easy for Paul. Fortunately, after filing his proposal, the LIT was able to lift the seizure on his bank account. Paul immediately felt reassured about his choice.<\/p><p><strong>To repay his debt, Paul made monthly payments of $200 each for 60 months.<\/strong>\u00a0At the end of his proposal, all his debts were cleared, including his tax liability. He therefore repaid $12,000 over five years to be pardoned for a debt of $26,450.<\/p><p>Paul has learned from this misadventure. He realized the importance of proper bookkeeping and of producing and paying his taxes on time. This is why Paul now entrusts this task to an accountant.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-83ef18f newdesign-darktext elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"83ef18f\" data-element_type=\"section\" data-e-type=\"section\" data-settings=\"{&quot;jet_parallax_layout_list&quot;:[],&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-8d5a1f6\" data-id=\"8d5a1f6\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-cb31b78 elementor-widget-divider--view-line elementor-widget elementor-widget-divider\" data-id=\"cb31b78\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"divider.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-divider\">\n\t\t\t<span class=\"elementor-divider-separator\">\n\t\t\t\t\t\t<\/span>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-864fbc2 newdesign-darktext elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"864fbc2\" data-element_type=\"section\" data-e-type=\"section\" data-settings=\"{&quot;jet_parallax_layout_list&quot;:[],&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-4978ff2\" data-id=\"4978ff2\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-c2d8361 newdesign-paletext elementor-widget elementor-widget-text-editor\" data-id=\"c2d8361\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<h2>Paul\u2019s debts after his consumer proposal<\/h2>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-9a164e7 etude-de-cas-table last_tr_green elementor-widget elementor-widget-Table\" data-id=\"9a164e7\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"Table.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<table class=\"tafe-table \">\n\t\t\t<thead  class=\"tafe-table-header\">\n\t\t\t\t<tr>\n\t\t\t\t\t<th class=\"elementor-inline-editing elementor-repeater-item-2a5ba70\"   ><\/th>\t\t\t\t<\/tr>\n\t\t\t<\/thead>\n\t\t\t\t\t\t<tbody class=\"tafe-table-body\">\n\t\t\t\t<tr>\n\t\t\t\t\t<td data-label=\"\"   class=\"elementor-repeater-item-f6ba351 td-content-type-default\" >Tax liability<\/td><td data-label=\"\"   class=\"elementor-repeater-item-79234bc td-content-type-default\" >$0<\/td><\/tr><tr><td data-label=\"\"   class=\"elementor-repeater-item-523fe20 td-content-type-default\" >Credit card 1<\/td><td data-label=\"\"   class=\"elementor-repeater-item-f5e8afd td-content-type-default\" >$0<\/td><\/tr><tr><td data-label=\"\"   class=\"elementor-repeater-item-27c77d3 td-content-type-default\" >Credit card 2<\/td><td data-label=\"\"   class=\"elementor-repeater-item-4a1150a td-content-type-default\" >$0<\/td><\/tr><tr><td data-label=\"\"   class=\"elementor-repeater-item-cc4ca2a td-content-type-default\" >Debt total<\/td><td data-label=\"\"   class=\"elementor-repeater-item-f60d6e6 td-content-type-default\" >$0<\/td>\t\t\t\t<\/tr>\n\t\t\t<\/tbody>\n\t\t<\/table>\n\t\t\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-b3dbaa1 newdesign-paletext elementor-widget elementor-widget-text-editor\" data-id=\"b3dbaa1\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>In summary, Paul primarily accumulated tax liability while working as a subcontractor on construction sites. To resolve his financial problems, the consumer proposal was his best solution. In addition to clearing his debts, Paul kept the tools he needed to continue working in his profession.<\/p><p>Despite his proposal, Paul was able to continue his activities as an independent contractor on construction sites. On a personal level, the only impact he felt was on his credit rating. He is working to rebuild it, however, by maintaining good financial habits. Among his peers, only those he chose to divulge his concerns to are aware that he was insolvent.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-03f9e51 block-gradient-stats block-stats newdesign-paletext elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"03f9e51\" data-element_type=\"section\" data-e-type=\"section\" data-settings=\"{&quot;jet_parallax_layout_list&quot;:[]}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-01d7907\" data-id=\"01d7907\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div data-dce-title-color=\"#FFFFFF\" class=\"elementor-element elementor-element-6fbaf8d elementor-widget elementor-widget-heading\" data-id=\"6fbaf8d\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Help to release you from your debts<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-8b5be5c elementor-widget elementor-widget-text-editor\" data-id=\"8b5be5c\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p class=\"p1\">Regardless of whether you have a tax liability problem like Paul did, we can help you. Whether you\u2019re self-employed, employed by a company, unemployed, or other, it is possible to remedy your situation. Together, we will find the best solution for your budget and situation.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div data-dce-background-color=\"#0C3937\" class=\"elementor-element elementor-element-0ccff5d elementor-align-left elementor-mobile-align-justify elementor-widget__width-auto elementor-widget-mobile__width-inherit newdesign-button elementor-widget elementor-widget-button\" data-id=\"0ccff5d\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t\t\t<a class=\"elementor-button elementor-size-sm\" role=\"button\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t<span class=\"elementor-button-icon\">\n\t\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"30\" height=\"30\" viewBox=\"0 0 30 30\" fill=\"none\"><rect x=\"0.5\" y=\"0.5\" width=\"29\" height=\"29\" rx=\"6.5\" fill=\"#1F4D46\" stroke=\"white\"><\/rect><path d=\"M15.6 9.00004L21.7597 15.2709L15.6 21.5417\" stroke=\"white\" stroke-miterlimit=\"10\"><\/path><path d=\"M21.7597 15.2709L8.25 15.2709\" stroke=\"white\" stroke-miterlimit=\"10\"><\/path><\/svg>\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Ask for a free assessment.<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-09f6367 elementor-widget elementor-widget-text-editor\" data-id=\"09f6367\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Chez Ginsberg Gingras, vous serez toujours trait\u00e9 avec respect et dignit\u00e9.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"<p>Case Studies Case Study: A self-employed worker with accumulated tax liability These case studies are not true stories. They do not constitute actual client testimony. However, they are based on experiences observed by our Licensed Insolvency Trustees.\u00a0 These fictional case studies are meant to demonstrate the possible outcomes of a debt solution. In reality, each [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"parent":4208,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"elementor_header_footer","meta":{"_acf_changed":false,"inline_featured_image":false,"footnotes":""},"class_list":["post-4337","page","type-page","status-publish","hentry"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v28.2 (Yoast SEO v28.3) - https:\/\/yoast.com\/product\/yoast-seo-premium-wordpress\/ -->\n<title>Case study: A self-employed worker with accumulated tax liability | Ginsberg Gingras<\/title>\n<meta name=\"description\" content=\"Being self-employed comes with special fiscal responsibilities. 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