
{"id":3602,"date":"2020-03-17T15:53:40","date_gmt":"2020-03-17T15:53:40","guid":{"rendered":"https:\/\/dev-ginsberg-gingras.flywheelsites.com\/?page_id=3602"},"modified":"2023-06-06T16:37:10","modified_gmt":"2023-06-06T20:37:10","slug":"financial-advice-for-individuals","status":"publish","type":"page","link":"https:\/\/ginsberg-gingras.com\/en\/financial-advice-for-individuals\/","title":{"rendered":"Financial Advice for Individuals"},"content":{"rendered":"\t\t<div data-elementor-type=\"wp-page\" data-elementor-id=\"3602\" class=\"elementor elementor-3602 elementor-2009\" data-elementor-post-type=\"page\">\n\t\t\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-7008302d elementor-section-stretched elementor-section-height-min-height elementor-section-items-bottom elementor-section-content-middle no-pad banner-gradient-page banner-page elementor-section-boxed elementor-section-height-default\" data-id=\"7008302d\" data-element_type=\"section\" data-e-type=\"section\" data-settings=\"{&quot;stretch_section&quot;:&quot;section-stretched&quot;,&quot;background_background&quot;:&quot;classic&quot;,&quot;jet_parallax_layout_list&quot;:[]}\">\n\t\t\t\t\t\t\t<div class=\"elementor-background-overlay\"><\/div>\n\t\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-top-column elementor-element elementor-element-5d7bde59 hero_text_fix\" data-id=\"5d7bde59\" data-element_type=\"column\" data-e-type=\"column\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-3898be7e elementor-widget elementor-widget-text-editor\" data-id=\"3898be7e\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<h1>Financial advice to prevent insolvency<\/h1>\n<p class=\"acs\">We resolve. You restart.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-top-column elementor-element elementor-element-4f05222a hero_image_fix\" data-id=\"4f05222a\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-35de1231 dce_masking-none elementor-widget elementor-widget-image\" data-id=\"35de1231\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img fetchpriority=\"high\" decoding=\"async\" width=\"509\" height=\"499\" src=\"https:\/\/ginsberg-gingras.com\/wp-content\/uploads\/2023\/01\/Particulier-Obtenez-des-reponses-Conseils-financiers.jpg\" class=\"attachment-large size-large wp-image-32936\" alt=\"\" srcset=\"https:\/\/ginsberg-gingras.com\/wp-content\/uploads\/2023\/01\/Particulier-Obtenez-des-reponses-Conseils-financiers.jpg 509w, https:\/\/ginsberg-gingras.com\/wp-content\/uploads\/2023\/01\/Particulier-Obtenez-des-reponses-Conseils-financiers-300x294.jpg 300w\" sizes=\"(max-width: 509px) 100vw, 509px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-afea5ab newdesign-darktext elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"afea5ab\" data-element_type=\"section\" data-e-type=\"section\" data-settings=\"{&quot;jet_parallax_layout_list&quot;:[]}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-22e24ba\" data-id=\"22e24ba\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-c7f4e69 newdesign-darktext elementor-widget elementor-widget-text-editor\" data-id=\"c7f4e69\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<h2>Avoid the consumerism trap.<\/h2><p>It is sometimes difficult to avoid being trapped by consumerism if you don\u2019t take certain precautions. With the accessibility of credit cards and purchase-financing offers, many people end up facing financial difficulties, small or great. Fortunately, solutions exist to prevent consumerism, and manage your personal finances effectively. Here is some financial advice from Ginsberg Gingras professionals to address overconsumption.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-e0deac1 newdesign-bgdark newdesign-paletext elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"e0deac1\" data-element_type=\"section\" data-e-type=\"section\" data-settings=\"{&quot;jet_parallax_layout_list&quot;:[],&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-2fc8b5c\" data-id=\"2fc8b5c\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-d364fc3 newdesign-paletext elementor-widget elementor-widget-text-editor\" data-id=\"d364fc3\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<h2>Online consultation step-by-step<\/h2>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-4eed8f6 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"4eed8f6\" data-element_type=\"section\" data-e-type=\"section\" data-settings=\"{&quot;jet_parallax_layout_list&quot;:[]}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-inner-column elementor-element elementor-element-8a6b942\" data-id=\"8a6b942\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-e51a504 newdesign-paletext newdesign-speclist sssssssss elementor-widget elementor-widget-text-editor\" data-id=\"e51a504\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<ol><li>Pay in cash.<\/li><li>Use only one credit card.<\/li><li>Make your payments by the due dates.<\/li><li>Avoid compulsive purchases.<\/li><li>If possible, wait till the next day before making a purchase in order to analyze its importance.<\/li><li>Avoid purchases in response to telephone and door-to-door solicitation.<\/li><li>Buy second-hand items to save.<\/li><\/ol>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-inner-column elementor-element elementor-element-5300427\" data-id=\"5300427\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-3941111 newdesign-paletext newdesign-speclist elementor-widget elementor-widget-text-editor\" data-id=\"3941111\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<ol start=\"8\">\n \t<li>Borrow items from family members or friends, in order to avoid some expenses.<\/li>\n \t<li>Analyze all the obligations of a contract before signing it.<\/li>\n \t<li>Calculate how much time you have to work to pay for a purchase.<\/li>\n \t<li>Monitor your personal financial status.<\/li>\n \t<li>Analyze your consumption habits in order to make appropriate resolutions.<\/li>\n \t<li>Prepare a budget and record all your income and expenditures in it.<\/li>\n \t<li>Prepare a balance sheet and analyze your financial health annually.<\/li>\n<\/ol>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-2d0943b newdesign-darktext elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"2d0943b\" data-element_type=\"section\" data-e-type=\"section\" data-settings=\"{&quot;jet_parallax_layout_list&quot;:[]}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-10d7f74\" data-id=\"10d7f74\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-4bb4b6e newdesign-darktext elementor-widget elementor-widget-text-editor\" data-id=\"4bb4b6e\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<h2>Financial advice to better manage your finances<\/h2><p>The financial tips mentioned above are strongly recommended because they are effective. Adopting wise consumption habits is imperative in order to regain control of your financial situation.<\/p><p><strong>The more you manage your finances carefully, the better will be your financial reputation and credit history.<\/strong>\u00a0It will be easier for you to borrow from financial institutions. You will also be less concerned about debt problems stemming from consumerism.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-98b5923 newdesign-paletext newdesign-bgdark elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"98b5923\" data-element_type=\"section\" data-e-type=\"section\" data-settings=\"{&quot;jet_parallax_layout_list&quot;:[]}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-b59fc3c\" data-id=\"b59fc3c\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-6ef8328 elementor-widget elementor-widget-text-editor\" data-id=\"6ef8328\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<h2>Why should consumerism be prevented?<\/h2><p>\u00a0<\/p><p>Of course, the major danger is that\u00a0<strong>consumerism will lead to insolvency.<\/strong><\/p><p>Applying the advice provided by Ginsberg Gingras is a good way to\u00a0<strong>avoid the traps of consumerism<\/strong>\u00a0and limit debt levels.<\/p><p>It is also very important to make a budget and respect it as closely as possible.<\/p><p>However, if you already have problems with debt because of excessive consumption, our licensed insolvency trustees can offer you tailor-made financial advice.<\/p><p>The first consultation is free and there is no obligation. It will help you understand your situation and learn about solutions to solve the problem of consumerism.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-feba653 newdesign-darktext elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"feba653\" data-element_type=\"section\" data-e-type=\"section\" data-settings=\"{&quot;jet_parallax_layout_list&quot;:[]}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-cd0e059\" data-id=\"cd0e059\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-04cc906 newdesign-darktext elementor-widget elementor-widget-text-editor\" data-id=\"04cc906\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<h2>Solutions to problems of debt and consumerism<\/h2><p>There are many solutions to debt problems. Be sure to choose the best option as a function of your needs and level of debt. In general, low levels of debt can be resolved by\u00a0<a class=\"\" href=\"https:\/\/ginsberg-gingras.com\/en\/negotiation-with-creditors\/\">negotiating with creditors<\/a>\u00a0or a\u00a0<a class=\"\" href=\"https:\/\/ginsberg-gingras.com\/en\/debt-consolidation\/\">debt consolidation<\/a>.\u00a0\u00a0When the level of debt is high, a\u00a0<a class=\"\" href=\"https:\/\/ginsberg-gingras.com\/en\/consumer-proposal\/\">consumer proposal<\/a>\u00a0can be made instead of a\u00a0<a class=\"\" href=\"https:\/\/ginsberg-gingras.com\/en\/bankruptcy\/\">bankruptcy<\/a>. The consumer proposal is a solution that allows consumers to reimburse debts based on their capacity and budget. For more information, please contact a professional in order to obtain financial advice adapted to your needs.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-325798e elementor-section-full_width elementor-section-height-default elementor-section-height-default\" data-id=\"325798e\" data-element_type=\"section\" data-e-type=\"section\" data-settings=\"{&quot;jet_parallax_layout_list&quot;:[]}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-523db72\" data-id=\"523db72\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-06c18c1 elementor-widget elementor-widget-template\" data-id=\"06c18c1\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"template.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-template\">\n\t\t\t\t\t<div data-elementor-type=\"page\" data-elementor-id=\"10492\" class=\"elementor elementor-10492\" data-elementor-post-type=\"elementor_library\">\n\t\t\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-fee346d stop-popup block-gradient-stats block-stats newdesign-paletext elementor-section-stretched elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"fee346d\" data-element_type=\"section\" data-e-type=\"section\" data-settings=\"{&quot;jet_parallax_layout_list&quot;:[],&quot;stretch_section&quot;:&quot;section-stretched&quot;}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-25 elementor-top-column elementor-element elementor-element-c66b500\" data-id=\"c66b500\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-b20c007 elementor-widget elementor-widget-jet-inline-svg\" data-id=\"b20c007\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"jet-inline-svg.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-jet-inline-svg jet-elements\"><div class=\"jet-inline-svg__wrapper\"><div class=\"jet-inline-svg\"><div class=\"jet-inline-svg__inner\"><?xml version=\"1.0\" encoding=\"UTF-8\"?>\n<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"36\" height=\"36\" viewBox=\"0 0 36 36\" fill=\"none\">\n  <path d=\"M32.3616 18.4246C32.3616 10.6896 26.0966 4.42456 18.3616 4.42456C10.6266 4.42456 4.36157 10.6896 4.36157 18.4246C4.36157 26.1596 10.6266 32.4246 18.3616 32.4246C26.0966 32.4246 32.3616 26.1596 32.3616 18.4246ZM35.8616 18.4246C35.8616 28.0846 28.0216 35.9246 18.3616 35.9246C8.70157 35.9246 0.861572 28.0846 0.861572 18.4246C0.861572 8.76456 8.70157 0.924561 18.3616 0.924561C28.0216 0.924561 35.8616 8.76456 35.8616 18.4246ZM14.8616 14.0496C14.8616 15.4496 13.6366 16.6746 12.2366 16.6746C10.8366 16.6746 9.61157 15.4496 9.61157 14.0496C9.61157 12.6496 10.8366 11.4246 12.2366 11.4246C13.6366 11.4246 14.8616 12.6496 14.8616 14.0496ZM27.1116 14.0496C27.1116 15.4496 25.8866 16.6746 24.4866 16.6746C23.0866 16.6746 21.8616 15.4496 21.8616 14.0496C21.8616 12.6496 23.0866 11.4246 24.4866 11.4246C25.8866 11.4246 27.1116 12.6496 27.1116 14.0496ZM18.3616 27.5771C15.2991 27.5771 12.6041 26.2996 11.0291 24.4096L13.5141 21.9246C14.3016 23.1846 16.1741 24.0771 18.3616 24.0771C20.5491 24.0771 22.4216 23.1846 23.2091 21.9246L25.6941 24.4096C24.1191 26.2996 21.4241 27.5771 18.3616 27.5771Z\" fill=\"white\"><\/path>\n<\/svg>\n<\/div><\/div><\/div><\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-c3bc8a2 newdesign-counter elementor-widget elementor-widget-counter\" data-id=\"c3bc8a2\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"counter.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-counter\">\n\t\t\t<div class=\"elementor-counter-title\">satisfied clients<\/div>\t\t\t<div class=\"elementor-counter-number-wrapper\">\n\t\t\t\t<span class=\"elementor-counter-number-prefix\"><\/span>\n\t\t\t\t<span class=\"elementor-counter-number\" data-duration=\"2000\" data-to-value=\"140000\" data-from-value=\"0\" data-delimiter=\",\">0<\/span>\n\t\t\t\t<span class=\"elementor-counter-number-suffix\"> +<\/span>\n\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-25 elementor-top-column elementor-element elementor-element-04c69ad\" data-id=\"04c69ad\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-eb926e6 elementor-widget elementor-widget-jet-inline-svg\" data-id=\"eb926e6\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"jet-inline-svg.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-jet-inline-svg jet-elements\"><div class=\"jet-inline-svg__wrapper\"><div class=\"jet-inline-svg\"><div class=\"jet-inline-svg__inner\"><?xml version=\"1.0\" encoding=\"UTF-8\"?>\n<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"26\" height=\"36\" viewBox=\"0 0 26 36\" fill=\"none\">\n  <path d=\"M12.9529 0.924561C19.8457 0.924561 25.4529 6.41956 25.4529 13.1746C25.4529 22.3621 12.9529 35.9246 12.9529 35.9246C12.9529 35.9246 0.452881 22.3621 0.452881 13.1746C0.452881 6.41956 6.06002 0.924561 12.9529 0.924561ZM10.2207 21.9246L21.8815 10.3921L19.3815 7.92456L10.2207 16.9896L6.52431 13.3321L4.02431 15.7996L10.2207 21.9246Z\" fill=\"white\"><\/path>\n<\/svg>\n<\/div><\/div><\/div><\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-facaf51 newdesign-counter elementor-widget elementor-widget-counter\" data-id=\"facaf51\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"counter.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-counter\">\n\t\t\t<div class=\"elementor-counter-title\">in Ontario, Quebec &amp; New Brunswick <\/div>\t\t\t<div class=\"elementor-counter-number-wrapper\">\n\t\t\t\t<span class=\"elementor-counter-number-prefix\"><\/span>\n\t\t\t\t<span class=\"elementor-counter-number\" data-duration=\"2000\" data-to-value=\"40\" data-from-value=\"0\" data-delimiter=\",\">0<\/span>\n\t\t\t\t<span class=\"elementor-counter-number-suffix\">+ offices<\/span>\n\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-25 elementor-top-column elementor-element elementor-element-c443cb2\" data-id=\"c443cb2\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-0c7720d elementor-widget elementor-widget-jet-inline-svg\" data-id=\"0c7720d\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"jet-inline-svg.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-jet-inline-svg jet-elements\"><div class=\"jet-inline-svg__wrapper\"><div class=\"jet-inline-svg\"><div class=\"jet-inline-svg__inner\"><?xml version=\"1.0\" encoding=\"UTF-8\"?>\n<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"33\" height=\"32\" viewBox=\"0 0 33 32\" fill=\"none\">\n  <path d=\"M23.0123 21.2L27.0956 23.904L26.0248 25.856L20.8707 22.4V14.4H23.0123V21.2ZM32.2926 20.8C32.2926 26.992 27.8238 32 22.2984 32C18.9004 32 15.9164 30.096 14.1032 27.2H5.16554V14.4H0.882324L15.1597 0L25.1539 10.064C29.2801 11.44 32.2926 15.728 32.2926 20.8ZM29.4371 20.8C29.4371 16.384 26.239 12.8 22.2984 12.8C18.3578 12.8 15.1597 16.384 15.1597 20.8C15.1597 25.216 18.3578 28.8 22.2984 28.8C26.239 28.8 29.4371 25.216 29.4371 20.8Z\" fill=\"white\"><\/path>\n<\/svg>\n<\/div><\/div><\/div><\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-4faa6f9 newdesign-counter elementor-widget elementor-widget-counter\" data-id=\"4faa6f9\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"counter.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-counter\">\n\t\t\t<div class=\"elementor-counter-title\">of service in the insolvency sector<\/div>\t\t\t<div class=\"elementor-counter-number-wrapper\">\n\t\t\t\t<span class=\"elementor-counter-number-prefix\"><\/span>\n\t\t\t\t<span class=\"elementor-counter-number\" data-duration=\"2000\" data-to-value=\"40\" data-from-value=\"0\" data-delimiter=\",\">0<\/span>\n\t\t\t\t<span class=\"elementor-counter-number-suffix\">+ years<\/span>\n\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-25 elementor-top-column elementor-element elementor-element-ca82d81\" data-id=\"ca82d81\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-bdce2b7 elementor-widget elementor-widget-jet-inline-svg\" data-id=\"bdce2b7\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"jet-inline-svg.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-jet-inline-svg jet-elements\"><div class=\"jet-inline-svg__wrapper\"><div class=\"jet-inline-svg\"><div class=\"jet-inline-svg__inner\"><?xml version=\"1.0\" encoding=\"UTF-8\"?>\n<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"36\" height=\"34\" viewBox=\"0 0 36 34\" fill=\"none\">\n  <path d=\"M32.7064 17.5152L35.2192 20.4206L23.4987 34L17.2705 26.7879L19.7833 23.8824L23.4987 28.1685L32.7064 17.5152ZM12.7833 26.7879L18.168 32.9697H0.219238V28.8485C0.219238 24.2945 6.64488 20.6061 14.5782 20.6061L17.9705 20.8327L12.7833 26.7879ZM14.5782 0C18.5449 0 21.7577 3.68848 21.7577 8.24242C21.7577 12.7964 18.5449 16.4848 14.5782 16.4848C10.6115 16.4848 7.39873 12.7964 7.39873 8.24242C7.39873 3.68848 10.6115 0 14.5782 0Z\" fill=\"white\"><\/path>\n<\/svg>\n<\/div><\/div><\/div><\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-9293080 newdesign-counter elementor-widget elementor-widget-counter\" data-id=\"9293080\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"counter.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-counter\">\n\t\t\t<div class=\"elementor-counter-title\">acceptance rate of our consumer proposal<\/div>\t\t\t<div class=\"elementor-counter-number-wrapper\">\n\t\t\t\t<span class=\"elementor-counter-number-prefix\"><\/span>\n\t\t\t\t<span class=\"elementor-counter-number\" data-duration=\"2000\" data-to-value=\"98\" data-from-value=\"0\" data-delimiter=\",\">0<\/span>\n\t\t\t\t<span class=\"elementor-counter-number-suffix\"> %<\/span>\n\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"<p>Financial advice to prevent insolvency Avoid the consumerism trap. It is sometimes difficult to avoid being trapped by consumerism if you don\u2019t take certain precautions. With the accessibility of credit cards and purchase-financing offers, many people end up facing financial difficulties, small or great. Fortunately, solutions exist to prevent consumerism, and manage your personal finances [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"elementor_header_footer","meta":{"_acf_changed":false,"inline_featured_image":false,"footnotes":""},"class_list":["post-3602","page","type-page","status-publish","hentry"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v27.4 (Yoast SEO v27.4) - https:\/\/yoast.com\/product\/yoast-seo-premium-wordpress\/ -->\n<title>Financial Advice for Individuals | Ginsberg Gingras<\/title>\n<meta name=\"description\" content=\"Put an end to your debt problems with the help of financial advice from Licensed Insolvency Trustees at Ginsberg Gingras. Free consultation.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/ginsberg-gingras.com\/en\/financial-advice-for-individuals\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Financial Advice for Individuals | Ginsberg Gingras\" \/>\n<meta property=\"og:description\" content=\"Put an end to your debt problems with the help of financial advice from Licensed Insolvency Trustees at Ginsberg Gingras. Free consultation.\" \/>\n<meta property=\"og:url\" content=\"https:\/\/ginsberg-gingras.com\/en\/financial-advice-for-individuals\/\" \/>\n<meta property=\"og:site_name\" content=\"Ginsberg Gingras\" \/>\n<meta property=\"article:publisher\" content=\"https:\/\/www.facebook.com\/GinsbergGingras\" \/>\n<meta property=\"article:modified_time\" content=\"2023-06-06T20:37:10+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/ginsberg-gingras.com\/wp-content\/uploads\/2020\/04\/GGA-FB-1200x630-Bil.jpg\" \/>\n\t<meta property=\"og:image:width\" content=\"1200\" \/>\n\t<meta property=\"og:image:height\" content=\"628\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/jpeg\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:title\" content=\"Financial Advice for Individuals\" \/>\n<meta name=\"twitter:site\" content=\"@GinsbergGingras\" \/>\n<meta name=\"twitter:label1\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data1\" content=\"3 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\\\/\\\/schema.org\",\"@graph\":[{\"@type\":\"WebPage\",\"@id\":\"https:\\\/\\\/ginsberg-gingras.com\\\/en\\\/financial-advice-for-individuals\\\/\",\"url\":\"https:\\\/\\\/ginsberg-gingras.com\\\/en\\\/financial-advice-for-individuals\\\/\",\"name\":\"Financial Advice for Individuals | Ginsberg Gingras\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/ginsberg-gingras.com\\\/en\\\/#website\"},\"primaryImageOfPage\":{\"@id\":\"https:\\\/\\\/ginsberg-gingras.com\\\/en\\\/financial-advice-for-individuals\\\/#primaryimage\"},\"image\":{\"@id\":\"https:\\\/\\\/ginsberg-gingras.com\\\/en\\\/financial-advice-for-individuals\\\/#primaryimage\"},\"thumbnailUrl\":\"https:\\\/\\\/ginsberg-gingras.com\\\/wp-content\\\/uploads\\\/2023\\\/01\\\/Particulier-Obtenez-des-reponses-Conseils-financiers.jpg\",\"datePublished\":\"2020-03-17T15:53:40+00:00\",\"dateModified\":\"2023-06-06T20:37:10+00:00\",\"description\":\"Put an end to your debt problems with the help of financial advice from Licensed Insolvency Trustees at Ginsberg Gingras. Free consultation.\",\"breadcrumb\":{\"@id\":\"https:\\\/\\\/ginsberg-gingras.com\\\/en\\\/financial-advice-for-individuals\\\/#breadcrumb\"},\"inLanguage\":\"en-US\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\\\/\\\/ginsberg-gingras.com\\\/en\\\/financial-advice-for-individuals\\\/\"]}]},{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\\\/\\\/ginsberg-gingras.com\\\/en\\\/financial-advice-for-individuals\\\/#primaryimage\",\"url\":\"https:\\\/\\\/ginsberg-gingras.com\\\/wp-content\\\/uploads\\\/2023\\\/01\\\/Particulier-Obtenez-des-reponses-Conseils-financiers.jpg\",\"contentUrl\":\"https:\\\/\\\/ginsberg-gingras.com\\\/wp-content\\\/uploads\\\/2023\\\/01\\\/Particulier-Obtenez-des-reponses-Conseils-financiers.jpg\"},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\\\/\\\/ginsberg-gingras.com\\\/en\\\/financial-advice-for-individuals\\\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\\\/\\\/ginsberg-gingras.com\\\/en\\\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"Financial Advice for Individuals\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\\\/\\\/ginsberg-gingras.com\\\/en\\\/#website\",\"url\":\"https:\\\/\\\/ginsberg-gingras.com\\\/en\\\/\",\"name\":\"Ginsberg Gingras\",\"description\":\"Syndics autoris\u00e9s en insolvabilit\u00e9\",\"publisher\":{\"@id\":\"https:\\\/\\\/ginsberg-gingras.com\\\/en\\\/#organization\"},\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\\\/\\\/ginsberg-gingras.com\\\/en\\\/?s={search_term_string}\"},\"query-input\":{\"@type\":\"PropertyValueSpecification\",\"valueRequired\":true,\"valueName\":\"search_term_string\"}}],\"inLanguage\":\"en-US\"},{\"@type\":\"Organization\",\"@id\":\"https:\\\/\\\/ginsberg-gingras.com\\\/en\\\/#organization\",\"name\":\"Ginsberg Gingras\",\"url\":\"https:\\\/\\\/ginsberg-gingras.com\\\/en\\\/\",\"logo\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\\\/\\\/ginsberg-gingras.com\\\/en\\\/#\\\/schema\\\/logo\\\/image\\\/\",\"url\":\"https:\\\/\\\/ginsberg-gingras.com\\\/wp-content\\\/uploads\\\/2023\\\/05\\\/gingsbergingras-logo-vert.svg\",\"contentUrl\":\"https:\\\/\\\/ginsberg-gingras.com\\\/wp-content\\\/uploads\\\/2023\\\/05\\\/gingsbergingras-logo-vert.svg\",\"width\":178,\"height\":60,\"caption\":\"Ginsberg Gingras\"},\"image\":{\"@id\":\"https:\\\/\\\/ginsberg-gingras.com\\\/en\\\/#\\\/schema\\\/logo\\\/image\\\/\"},\"sameAs\":[\"https:\\\/\\\/www.facebook.com\\\/GinsbergGingras\",\"https:\\\/\\\/x.com\\\/GinsbergGingras\",\"https:\\\/\\\/www.linkedin.com\\\/company\\\/ginsberg-gingras-&amp;-associ-s-inc-\",\"https:\\\/\\\/www.youtube.com\\\/channel\\\/UCXYExjedrlMcHc7zQVt4-fw\"]}]}<\/script>\n<!-- \/ Yoast SEO Premium plugin. -->","yoast_head_json":{"title":"Financial Advice for Individuals | Ginsberg Gingras","description":"Put an end to your debt problems with the help of financial advice from Licensed Insolvency Trustees at Ginsberg Gingras. Free consultation.","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/ginsberg-gingras.com\/en\/financial-advice-for-individuals\/","og_locale":"en_US","og_type":"article","og_title":"Financial Advice for Individuals | Ginsberg Gingras","og_description":"Put an end to your debt problems with the help of financial advice from Licensed Insolvency Trustees at Ginsberg Gingras. Free consultation.","og_url":"https:\/\/ginsberg-gingras.com\/en\/financial-advice-for-individuals\/","og_site_name":"Ginsberg Gingras","article_publisher":"https:\/\/www.facebook.com\/GinsbergGingras","article_modified_time":"2023-06-06T20:37:10+00:00","og_image":[{"width":1200,"height":628,"url":"https:\/\/ginsberg-gingras.com\/wp-content\/uploads\/2020\/04\/GGA-FB-1200x630-Bil.jpg","type":"image\/jpeg"}],"twitter_card":"summary_large_image","twitter_title":"Financial Advice for Individuals","twitter_site":"@GinsbergGingras","twitter_misc":{"Est. reading time":"3 minutes"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"WebPage","@id":"https:\/\/ginsberg-gingras.com\/en\/financial-advice-for-individuals\/","url":"https:\/\/ginsberg-gingras.com\/en\/financial-advice-for-individuals\/","name":"Financial Advice for Individuals | Ginsberg Gingras","isPartOf":{"@id":"https:\/\/ginsberg-gingras.com\/en\/#website"},"primaryImageOfPage":{"@id":"https:\/\/ginsberg-gingras.com\/en\/financial-advice-for-individuals\/#primaryimage"},"image":{"@id":"https:\/\/ginsberg-gingras.com\/en\/financial-advice-for-individuals\/#primaryimage"},"thumbnailUrl":"https:\/\/ginsberg-gingras.com\/wp-content\/uploads\/2023\/01\/Particulier-Obtenez-des-reponses-Conseils-financiers.jpg","datePublished":"2020-03-17T15:53:40+00:00","dateModified":"2023-06-06T20:37:10+00:00","description":"Put an end to your debt problems with the help of financial advice from Licensed Insolvency Trustees at Ginsberg Gingras. Free consultation.","breadcrumb":{"@id":"https:\/\/ginsberg-gingras.com\/en\/financial-advice-for-individuals\/#breadcrumb"},"inLanguage":"en-US","potentialAction":[{"@type":"ReadAction","target":["https:\/\/ginsberg-gingras.com\/en\/financial-advice-for-individuals\/"]}]},{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/ginsberg-gingras.com\/en\/financial-advice-for-individuals\/#primaryimage","url":"https:\/\/ginsberg-gingras.com\/wp-content\/uploads\/2023\/01\/Particulier-Obtenez-des-reponses-Conseils-financiers.jpg","contentUrl":"https:\/\/ginsberg-gingras.com\/wp-content\/uploads\/2023\/01\/Particulier-Obtenez-des-reponses-Conseils-financiers.jpg"},{"@type":"BreadcrumbList","@id":"https:\/\/ginsberg-gingras.com\/en\/financial-advice-for-individuals\/#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Home","item":"https:\/\/ginsberg-gingras.com\/en\/"},{"@type":"ListItem","position":2,"name":"Financial Advice for Individuals"}]},{"@type":"WebSite","@id":"https:\/\/ginsberg-gingras.com\/en\/#website","url":"https:\/\/ginsberg-gingras.com\/en\/","name":"Ginsberg Gingras","description":"Syndics autoris\u00e9s en insolvabilit\u00e9","publisher":{"@id":"https:\/\/ginsberg-gingras.com\/en\/#organization"},"potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/ginsberg-gingras.com\/en\/?s={search_term_string}"},"query-input":{"@type":"PropertyValueSpecification","valueRequired":true,"valueName":"search_term_string"}}],"inLanguage":"en-US"},{"@type":"Organization","@id":"https:\/\/ginsberg-gingras.com\/en\/#organization","name":"Ginsberg Gingras","url":"https:\/\/ginsberg-gingras.com\/en\/","logo":{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/ginsberg-gingras.com\/en\/#\/schema\/logo\/image\/","url":"https:\/\/ginsberg-gingras.com\/wp-content\/uploads\/2023\/05\/gingsbergingras-logo-vert.svg","contentUrl":"https:\/\/ginsberg-gingras.com\/wp-content\/uploads\/2023\/05\/gingsbergingras-logo-vert.svg","width":178,"height":60,"caption":"Ginsberg Gingras"},"image":{"@id":"https:\/\/ginsberg-gingras.com\/en\/#\/schema\/logo\/image\/"},"sameAs":["https:\/\/www.facebook.com\/GinsbergGingras","https:\/\/x.com\/GinsbergGingras","https:\/\/www.linkedin.com\/company\/ginsberg-gingras-&amp;-associ-s-inc-","https:\/\/www.youtube.com\/channel\/UCXYExjedrlMcHc7zQVt4-fw"]}]}},"_links":{"self":[{"href":"https:\/\/ginsberg-gingras.com\/en\/wp-json\/wp\/v2\/pages\/3602","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/ginsberg-gingras.com\/en\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/ginsberg-gingras.com\/en\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/ginsberg-gingras.com\/en\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/ginsberg-gingras.com\/en\/wp-json\/wp\/v2\/comments?post=3602"}],"version-history":[{"count":0,"href":"https:\/\/ginsberg-gingras.com\/en\/wp-json\/wp\/v2\/pages\/3602\/revisions"}],"wp:attachment":[{"href":"https:\/\/ginsberg-gingras.com\/en\/wp-json\/wp\/v2\/media?parent=3602"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}