{"id":3565,"date":"2020-03-17T14:18:31","date_gmt":"2020-03-17T14:18:31","guid":{"rendered":"https:\/\/dev-ginsberg-gingras.flywheelsites.com\/?page_id=3565"},"modified":"2024-06-21T09:59:44","modified_gmt":"2024-06-21T13:59:44","slug":"cause-of-financial-difficulties","status":"publish","type":"page","link":"https:\/\/ginsberg-gingras.com\/en\/cause-of-financial-difficulties\/","title":{"rendered":"The causes of financial problems"},"content":{"rendered":"\t\t<div data-elementor-type=\"wp-page\" data-elementor-id=\"3565\" class=\"elementor elementor-3565 elementor-1947\" data-elementor-post-type=\"page\">\n\t\t\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-70fb1263 elementor-section-stretched elementor-section-height-min-height elementor-section-items-bottom elementor-section-content-middle no-pad banner-gradient-page banner-page elementor-section-boxed elementor-section-height-default\" data-id=\"70fb1263\" data-element_type=\"section\" data-e-type=\"section\" data-settings=\"{&quot;stretch_section&quot;:&quot;section-stretched&quot;,&quot;background_background&quot;:&quot;classic&quot;,&quot;jet_parallax_layout_list&quot;:[]}\">\n\t\t\t\t\t\t\t<div class=\"elementor-background-overlay\"><\/div>\n\t\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-top-column elementor-element elementor-element-5413be hero_text_fix\" data-id=\"5413be\" data-element_type=\"column\" data-e-type=\"column\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-38ce04fb elementor-widget elementor-widget-text-editor\" data-id=\"38ce04fb\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<h1>The causes of financial problems<\/h1>\n<p class=\"acs\">We resolve. You restart.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-top-column elementor-element elementor-element-7020a965 hero_image_fix hero_image_fix_no_gradient\" data-id=\"7020a965\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-8fa4963 dce_masking-none elementor-widget elementor-widget-image\" data-id=\"8fa4963\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img fetchpriority=\"high\" decoding=\"async\" width=\"744\" height=\"600\" src=\"https:\/\/ginsberg-gingras.com\/wp-content\/uploads\/2024\/06\/Particulier-Obtenez-des-reponses-Les-causes-des-problemes-financiers-2.png\" class=\"attachment-full size-full wp-image-38694\" alt=\"\" srcset=\"https:\/\/ginsberg-gingras.com\/wp-content\/uploads\/2024\/06\/Particulier-Obtenez-des-reponses-Les-causes-des-problemes-financiers-2.png 744w, https:\/\/ginsberg-gingras.com\/wp-content\/uploads\/2024\/06\/Particulier-Obtenez-des-reponses-Les-causes-des-problemes-financiers-2-300x242.png 300w\" sizes=\"(max-width: 744px) 100vw, 744px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-3358351 newdesign-darktext elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"3358351\" data-element_type=\"section\" data-e-type=\"section\" data-settings=\"{&quot;jet_parallax_layout_list&quot;:[]}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-859986d\" data-id=\"859986d\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-a8162a3 elementor-widget elementor-widget-text-editor\" data-id=\"a8162a3\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<h2>Financial problems and their consequences<\/h2><p><strong>Having financial problems means being unable to pay debts over the short or long term.<\/strong><\/p><p>Debt complicates financial management and limits purchasing power. Financial difficulties become a source of stress until all debts are paid. A solution must be developed so debts can be reimbursed. However, several factors need to be taken into consideration, including the cause of the financial problems.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-3b78013 elementor-widget elementor-widget-text-editor\" data-id=\"3b78013\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<h2>When financial problems arise<\/h2><p>Financial problems occur for many reasons. Often, they occur after personal or professional problems. Sometimes while we try to solve these problems, we lose sight of our financial situation and debts pile up. Financial difficulties may mean the situation gets out of control, before there is time to find a solution. At such times, the advice of a Ginsberg Gingras professional can provide invaluable help to solve financial problems<\/p><p><strong>At such times, the advice of a Ginsberg Gingras professional can provide invaluable help to solve financial problems.<\/strong><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-9bfb19a newdesign-paletext newdesign-bgdark elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"9bfb19a\" data-element_type=\"section\" data-e-type=\"section\" data-settings=\"{&quot;jet_parallax_layout_list&quot;:[]}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-179904b\" data-id=\"179904b\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-7cabcfe elementor-widget elementor-widget-text-editor\" data-id=\"7cabcfe\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<h2>Financial problems and their consequences<\/h2><p>\u00a0<\/p><p><strong>Having financial problems means being unable to pay debts over the short or long term.<\/strong><\/p><p>Debt complicates financial management and limits purchasing power. Financial difficulties become a source of stress until all debts are paid. A solution must be developed so debts can be reimbursed. However, several factors need to be taken into consideration, including the cause of the financial problems.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-422f5d9 newdesign-darktext-small elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"422f5d9\" data-element_type=\"section\" data-e-type=\"section\" data-settings=\"{&quot;jet_parallax_layout_list&quot;:[]}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-top-column elementor-element elementor-element-cf2afdb\" data-id=\"cf2afdb\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-de4abae elementor-widget elementor-widget-text-editor\" data-id=\"de4abae\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<h6>What are the main causes of financial difficulties?<\/h6><ul><li>Job loss<\/li><li>Reduction in income<\/li><li>Separation or divorce<\/li><li>Illnes<\/li><li>Work accident<\/li><li>Student debts<\/li><li>Poor financial management<\/li><li>Inappropriate use of credit<\/li><li>Fraud or scams<\/li><li>Gambling problems<\/li><li>Alcoholism<\/li><li>Drug addiction<\/li><\/ul>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-top-column elementor-element elementor-element-480b1ef\" data-id=\"480b1ef\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-07d5ad6 elementor-widget elementor-widget-text-editor\" data-id=\"07d5ad6\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<h6><strong>How can we help you?<\/strong><\/h6><p>Financial problems have many causes and none is bad in itself. There is no shame in having financial difficulties, no matter their scope or origin.<\/p><p>\u00a0<\/p><p><strong>What is important is that you are able to pay off your debts, stop suffering from financial problems and return to a decent quality of life.<\/strong><\/p><p>\u00a0<\/p><p>It is best to get help from a professional to solve your financial problems and stop needlessly carrying this burden. There are many solutions and we will find the one that meets your needs perfectly.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-4f094ee newdesign-paletext newdesign-bgdark elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"4f094ee\" data-element_type=\"section\" data-e-type=\"section\" data-settings=\"{&quot;jet_parallax_layout_list&quot;:[]}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-b56e1d7\" data-id=\"b56e1d7\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-1ba747c elementor-widget elementor-widget-text-editor\" data-id=\"1ba747c\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<h2>Let\u2019s start with a free consultation<\/h2><p>\u00a0<\/p><p>The objective of the first meeting is to evaluate your situation and identify measures to solve your financial problems.<\/p><p>To do this, a Ginsberg Gingras licensed insolvency trustee (LIT) will take the time to listen to you, in order to understand the source of your financial difficulties and their impacts. He or she will analyze your debts and routine expenses based on your income. Together, you\u2019ll come up with a budget to help you manage your finances well.<\/p><p>This complete evaluation will allow our professional to recommend possible solutions so you can reimburse your debts. He or she will take the time to explain the effects on your household budget and their benefits. You will be able to make an informed decision in order to solve your financial problems.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-2210966 newdesign-button-2 elementor-widget elementor-widget-button\" data-id=\"2210966\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"#\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t<span class=\"elementor-button-icon\">\n\t\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"30\" height=\"30\" viewBox=\"0 0 30 30\" fill=\"none\"><rect x=\"0.5\" y=\"0.5\" width=\"29\" height=\"29\" rx=\"6.5\" fill=\"#1F4D46\" stroke=\"white\"><\/rect><path d=\"M15.6 9.00004L21.7597 15.2709L15.6 21.5417\" stroke=\"white\" stroke-miterlimit=\"10\"><\/path><path d=\"M21.7597 15.2709L8.25 15.2709\" stroke=\"white\" stroke-miterlimit=\"10\"><\/path><\/svg>\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Contact us<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-b365e95 elementor-section-full_width elementor-section-height-default elementor-section-height-default\" data-id=\"b365e95\" data-element_type=\"section\" data-e-type=\"section\" data-settings=\"{&quot;jet_parallax_layout_list&quot;:[]}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-6bb75ea\" data-id=\"6bb75ea\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-ad8a21f elementor-widget elementor-widget-template\" data-id=\"ad8a21f\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"template.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-template\">\n\t\t\t\t\t<div data-elementor-type=\"page\" data-elementor-id=\"10492\" class=\"elementor elementor-10492\" data-elementor-post-type=\"elementor_library\">\n\t\t\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-fee346d stop-popup block-gradient-stats block-stats newdesign-paletext elementor-section-stretched elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"fee346d\" data-element_type=\"section\" data-e-type=\"section\" data-settings=\"{&quot;jet_parallax_layout_list&quot;:[],&quot;stretch_section&quot;:&quot;section-stretched&quot;}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-25 elementor-top-column elementor-element elementor-element-c66b500\" data-id=\"c66b500\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-b20c007 elementor-widget elementor-widget-jet-inline-svg\" data-id=\"b20c007\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"jet-inline-svg.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-jet-inline-svg jet-elements\"><div class=\"jet-inline-svg__wrapper\"><div class=\"jet-inline-svg\"><div class=\"jet-inline-svg__inner\"><?xml version=\"1.0\" encoding=\"UTF-8\"?>\n<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"36\" height=\"36\" viewBox=\"0 0 36 36\" fill=\"none\">\n  <path d=\"M32.3616 18.4246C32.3616 10.6896 26.0966 4.42456 18.3616 4.42456C10.6266 4.42456 4.36157 10.6896 4.36157 18.4246C4.36157 26.1596 10.6266 32.4246 18.3616 32.4246C26.0966 32.4246 32.3616 26.1596 32.3616 18.4246ZM35.8616 18.4246C35.8616 28.0846 28.0216 35.9246 18.3616 35.9246C8.70157 35.9246 0.861572 28.0846 0.861572 18.4246C0.861572 8.76456 8.70157 0.924561 18.3616 0.924561C28.0216 0.924561 35.8616 8.76456 35.8616 18.4246ZM14.8616 14.0496C14.8616 15.4496 13.6366 16.6746 12.2366 16.6746C10.8366 16.6746 9.61157 15.4496 9.61157 14.0496C9.61157 12.6496 10.8366 11.4246 12.2366 11.4246C13.6366 11.4246 14.8616 12.6496 14.8616 14.0496ZM27.1116 14.0496C27.1116 15.4496 25.8866 16.6746 24.4866 16.6746C23.0866 16.6746 21.8616 15.4496 21.8616 14.0496C21.8616 12.6496 23.0866 11.4246 24.4866 11.4246C25.8866 11.4246 27.1116 12.6496 27.1116 14.0496ZM18.3616 27.5771C15.2991 27.5771 12.6041 26.2996 11.0291 24.4096L13.5141 21.9246C14.3016 23.1846 16.1741 24.0771 18.3616 24.0771C20.5491 24.0771 22.4216 23.1846 23.2091 21.9246L25.6941 24.4096C24.1191 26.2996 21.4241 27.5771 18.3616 27.5771Z\" fill=\"white\"><\/path>\n<\/svg>\n<\/div><\/div><\/div><\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-c3bc8a2 newdesign-counter elementor-widget elementor-widget-counter\" data-id=\"c3bc8a2\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"counter.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-counter\">\n\t\t\t<div class=\"elementor-counter-title\">satisfied clients<\/div>\t\t\t<div class=\"elementor-counter-number-wrapper\">\n\t\t\t\t<span class=\"elementor-counter-number-prefix\"><\/span>\n\t\t\t\t<span class=\"elementor-counter-number\" data-duration=\"2000\" data-to-value=\"140000\" data-from-value=\"0\" data-delimiter=\",\">0<\/span>\n\t\t\t\t<span class=\"elementor-counter-number-suffix\"> +<\/span>\n\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-25 elementor-top-column elementor-element elementor-element-04c69ad\" data-id=\"04c69ad\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-eb926e6 elementor-widget elementor-widget-jet-inline-svg\" data-id=\"eb926e6\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"jet-inline-svg.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-jet-inline-svg jet-elements\"><div class=\"jet-inline-svg__wrapper\"><div class=\"jet-inline-svg\"><div class=\"jet-inline-svg__inner\"><?xml version=\"1.0\" encoding=\"UTF-8\"?>\n<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"26\" height=\"36\" viewBox=\"0 0 26 36\" fill=\"none\">\n  <path d=\"M12.9529 0.924561C19.8457 0.924561 25.4529 6.41956 25.4529 13.1746C25.4529 22.3621 12.9529 35.9246 12.9529 35.9246C12.9529 35.9246 0.452881 22.3621 0.452881 13.1746C0.452881 6.41956 6.06002 0.924561 12.9529 0.924561ZM10.2207 21.9246L21.8815 10.3921L19.3815 7.92456L10.2207 16.9896L6.52431 13.3321L4.02431 15.7996L10.2207 21.9246Z\" fill=\"white\"><\/path>\n<\/svg>\n<\/div><\/div><\/div><\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-facaf51 newdesign-counter elementor-widget elementor-widget-counter\" data-id=\"facaf51\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"counter.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-counter\">\n\t\t\t<div class=\"elementor-counter-title\">in Ontario, Quebec &amp; New Brunswick <\/div>\t\t\t<div class=\"elementor-counter-number-wrapper\">\n\t\t\t\t<span class=\"elementor-counter-number-prefix\"><\/span>\n\t\t\t\t<span class=\"elementor-counter-number\" data-duration=\"2000\" data-to-value=\"40\" data-from-value=\"0\" data-delimiter=\",\">0<\/span>\n\t\t\t\t<span class=\"elementor-counter-number-suffix\">+ offices<\/span>\n\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-25 elementor-top-column elementor-element elementor-element-c443cb2\" data-id=\"c443cb2\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-0c7720d elementor-widget elementor-widget-jet-inline-svg\" data-id=\"0c7720d\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"jet-inline-svg.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-jet-inline-svg jet-elements\"><div class=\"jet-inline-svg__wrapper\"><div class=\"jet-inline-svg\"><div class=\"jet-inline-svg__inner\"><?xml version=\"1.0\" encoding=\"UTF-8\"?>\n<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"33\" height=\"32\" viewBox=\"0 0 33 32\" fill=\"none\">\n  <path d=\"M23.0123 21.2L27.0956 23.904L26.0248 25.856L20.8707 22.4V14.4H23.0123V21.2ZM32.2926 20.8C32.2926 26.992 27.8238 32 22.2984 32C18.9004 32 15.9164 30.096 14.1032 27.2H5.16554V14.4H0.882324L15.1597 0L25.1539 10.064C29.2801 11.44 32.2926 15.728 32.2926 20.8ZM29.4371 20.8C29.4371 16.384 26.239 12.8 22.2984 12.8C18.3578 12.8 15.1597 16.384 15.1597 20.8C15.1597 25.216 18.3578 28.8 22.2984 28.8C26.239 28.8 29.4371 25.216 29.4371 20.8Z\" fill=\"white\"><\/path>\n<\/svg>\n<\/div><\/div><\/div><\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-4faa6f9 newdesign-counter elementor-widget elementor-widget-counter\" data-id=\"4faa6f9\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"counter.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-counter\">\n\t\t\t<div class=\"elementor-counter-title\">of service in the insolvency sector<\/div>\t\t\t<div class=\"elementor-counter-number-wrapper\">\n\t\t\t\t<span class=\"elementor-counter-number-prefix\"><\/span>\n\t\t\t\t<span class=\"elementor-counter-number\" data-duration=\"2000\" data-to-value=\"40\" data-from-value=\"0\" data-delimiter=\",\">0<\/span>\n\t\t\t\t<span class=\"elementor-counter-number-suffix\">+ years<\/span>\n\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-25 elementor-top-column elementor-element elementor-element-ca82d81\" data-id=\"ca82d81\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-bdce2b7 elementor-widget elementor-widget-jet-inline-svg\" data-id=\"bdce2b7\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"jet-inline-svg.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-jet-inline-svg jet-elements\"><div class=\"jet-inline-svg__wrapper\"><div class=\"jet-inline-svg\"><div class=\"jet-inline-svg__inner\"><?xml version=\"1.0\" encoding=\"UTF-8\"?>\n<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"36\" height=\"34\" viewBox=\"0 0 36 34\" fill=\"none\">\n  <path d=\"M32.7064 17.5152L35.2192 20.4206L23.4987 34L17.2705 26.7879L19.7833 23.8824L23.4987 28.1685L32.7064 17.5152ZM12.7833 26.7879L18.168 32.9697H0.219238V28.8485C0.219238 24.2945 6.64488 20.6061 14.5782 20.6061L17.9705 20.8327L12.7833 26.7879ZM14.5782 0C18.5449 0 21.7577 3.68848 21.7577 8.24242C21.7577 12.7964 18.5449 16.4848 14.5782 16.4848C10.6115 16.4848 7.39873 12.7964 7.39873 8.24242C7.39873 3.68848 10.6115 0 14.5782 0Z\" fill=\"white\"><\/path>\n<\/svg>\n<\/div><\/div><\/div><\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-9293080 newdesign-counter elementor-widget elementor-widget-counter\" data-id=\"9293080\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"counter.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-counter\">\n\t\t\t<div class=\"elementor-counter-title\">acceptance rate of our consumer proposal<\/div>\t\t\t<div class=\"elementor-counter-number-wrapper\">\n\t\t\t\t<span class=\"elementor-counter-number-prefix\"><\/span>\n\t\t\t\t<span class=\"elementor-counter-number\" data-duration=\"2000\" data-to-value=\"98\" data-from-value=\"0\" data-delimiter=\",\">0<\/span>\n\t\t\t\t<span class=\"elementor-counter-number-suffix\"> %<\/span>\n\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"<p>The causes of financial problems Financial problems and their consequences Having financial problems means being unable to pay debts over the short or long term. Debt complicates financial management and limits purchasing power. Financial difficulties become a source of stress until all debts are paid. A solution must be developed so debts can be reimbursed. [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"elementor_header_footer","meta":{"_acf_changed":false,"inline_featured_image":false,"footnotes":""},"class_list":["post-3565","page","type-page","status-publish","hentry"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v27.2 (Yoast SEO v27.2) - https:\/\/yoast.com\/product\/yoast-seo-premium-wordpress\/ -->\n<title>The causes of financial problems | Ginsberg Gingras<\/title>\n<meta name=\"description\" content=\"Discover the main causes of financial difficulties and ask for a free consultation with a Ginsberg Gingras Licensed Insolvency Trustee.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/ginsberg-gingras.com\/en\/cause-of-financial-difficulties\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"The causes of financial problems | Ginsberg Gingras\" \/>\n<meta property=\"og:description\" content=\"Discover the main causes of financial difficulties and ask for a free consultation with a Ginsberg Gingras Licensed Insolvency Trustee.\" \/>\n<meta property=\"og:url\" content=\"https:\/\/ginsberg-gingras.com\/en\/cause-of-financial-difficulties\/\" \/>\n<meta property=\"og:site_name\" content=\"Ginsberg Gingras\" \/>\n<meta property=\"article:publisher\" content=\"https:\/\/www.facebook.com\/GinsbergGingras\" \/>\n<meta property=\"article:modified_time\" content=\"2024-06-21T13:59:44+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/ginsberg-gingras.com\/wp-content\/uploads\/2020\/04\/GGA-FB-1200x630-Bil.jpg\" \/>\n\t<meta property=\"og:image:width\" content=\"1200\" \/>\n\t<meta property=\"og:image:height\" content=\"628\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/jpeg\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:title\" content=\"The causes of financial problems\" \/>\n<meta name=\"twitter:site\" content=\"@GinsbergGingras\" \/>\n<meta name=\"twitter:label1\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data1\" content=\"3 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"WebPage\",\"@id\":\"https:\/\/ginsberg-gingras.com\/en\/cause-of-financial-difficulties\/\",\"url\":\"https:\/\/ginsberg-gingras.com\/en\/cause-of-financial-difficulties\/\",\"name\":\"The causes of financial problems | Ginsberg Gingras\",\"isPartOf\":{\"@id\":\"https:\/\/ginsberg-gingras.com\/en\/#website\"},\"primaryImageOfPage\":{\"@id\":\"https:\/\/ginsberg-gingras.com\/en\/cause-of-financial-difficulties\/#primaryimage\"},\"image\":{\"@id\":\"https:\/\/ginsberg-gingras.com\/en\/cause-of-financial-difficulties\/#primaryimage\"},\"thumbnailUrl\":\"https:\/\/ginsberg-gingras.com\/wp-content\/uploads\/2024\/06\/Particulier-Obtenez-des-reponses-Les-causes-des-problemes-financiers-2.png\",\"datePublished\":\"2020-03-17T14:18:31+00:00\",\"dateModified\":\"2024-06-21T13:59:44+00:00\",\"description\":\"Discover the main causes of financial difficulties and ask for a free consultation with a Ginsberg Gingras Licensed Insolvency Trustee.\",\"breadcrumb\":{\"@id\":\"https:\/\/ginsberg-gingras.com\/en\/cause-of-financial-difficulties\/#breadcrumb\"},\"inLanguage\":\"en-US\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\/\/ginsberg-gingras.com\/en\/cause-of-financial-difficulties\/\"]}]},{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\/\/ginsberg-gingras.com\/en\/cause-of-financial-difficulties\/#primaryimage\",\"url\":\"https:\/\/ginsberg-gingras.com\/wp-content\/uploads\/2024\/06\/Particulier-Obtenez-des-reponses-Les-causes-des-problemes-financiers-2.png\",\"contentUrl\":\"https:\/\/ginsberg-gingras.com\/wp-content\/uploads\/2024\/06\/Particulier-Obtenez-des-reponses-Les-causes-des-problemes-financiers-2.png\"},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\/\/ginsberg-gingras.com\/en\/cause-of-financial-difficulties\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\/\/ginsberg-gingras.com\/en\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"The causes of financial problems\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\/\/ginsberg-gingras.com\/en\/#website\",\"url\":\"https:\/\/ginsberg-gingras.com\/en\/\",\"name\":\"Ginsberg Gingras\",\"description\":\"Syndics autoris\u00e9s en insolvabilit\u00e9\",\"publisher\":{\"@id\":\"https:\/\/ginsberg-gingras.com\/en\/#organization\"},\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\/\/ginsberg-gingras.com\/en\/?s={search_term_string}\"},\"query-input\":{\"@type\":\"PropertyValueSpecification\",\"valueRequired\":true,\"valueName\":\"search_term_string\"}}],\"inLanguage\":\"en-US\"},{\"@type\":\"Organization\",\"@id\":\"https:\/\/ginsberg-gingras.com\/en\/#organization\",\"name\":\"Ginsberg Gingras\",\"url\":\"https:\/\/ginsberg-gingras.com\/en\/\",\"logo\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\/\/ginsberg-gingras.com\/en\/#\/schema\/logo\/image\/\",\"url\":\"https:\/\/ginsberg-gingras.com\/wp-content\/uploads\/2023\/05\/gingsbergingras-logo-vert.svg\",\"contentUrl\":\"https:\/\/ginsberg-gingras.com\/wp-content\/uploads\/2023\/05\/gingsbergingras-logo-vert.svg\",\"width\":178,\"height\":60,\"caption\":\"Ginsberg Gingras\"},\"image\":{\"@id\":\"https:\/\/ginsberg-gingras.com\/en\/#\/schema\/logo\/image\/\"},\"sameAs\":[\"https:\/\/www.facebook.com\/GinsbergGingras\",\"https:\/\/x.com\/GinsbergGingras\",\"https:\/\/www.linkedin.com\/company\/ginsberg-gingras-&amp;-associ-s-inc-\",\"https:\/\/www.youtube.com\/channel\/UCXYExjedrlMcHc7zQVt4-fw\"]}]}<\/script>\n<!-- \/ Yoast SEO Premium plugin. -->","yoast_head_json":{"title":"The causes of financial problems | Ginsberg Gingras","description":"Discover the main causes of financial difficulties and ask for a free consultation with a Ginsberg Gingras Licensed Insolvency Trustee.","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/ginsberg-gingras.com\/en\/cause-of-financial-difficulties\/","og_locale":"en_US","og_type":"article","og_title":"The causes of financial problems | Ginsberg Gingras","og_description":"Discover the main causes of financial difficulties and ask for a free consultation with a Ginsberg Gingras Licensed Insolvency Trustee.","og_url":"https:\/\/ginsberg-gingras.com\/en\/cause-of-financial-difficulties\/","og_site_name":"Ginsberg Gingras","article_publisher":"https:\/\/www.facebook.com\/GinsbergGingras","article_modified_time":"2024-06-21T13:59:44+00:00","og_image":[{"width":1200,"height":628,"url":"https:\/\/ginsberg-gingras.com\/wp-content\/uploads\/2020\/04\/GGA-FB-1200x630-Bil.jpg","type":"image\/jpeg"}],"twitter_card":"summary_large_image","twitter_title":"The causes of financial problems","twitter_site":"@GinsbergGingras","twitter_misc":{"Est. reading time":"3 minutes"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"WebPage","@id":"https:\/\/ginsberg-gingras.com\/en\/cause-of-financial-difficulties\/","url":"https:\/\/ginsberg-gingras.com\/en\/cause-of-financial-difficulties\/","name":"The causes of financial problems | Ginsberg Gingras","isPartOf":{"@id":"https:\/\/ginsberg-gingras.com\/en\/#website"},"primaryImageOfPage":{"@id":"https:\/\/ginsberg-gingras.com\/en\/cause-of-financial-difficulties\/#primaryimage"},"image":{"@id":"https:\/\/ginsberg-gingras.com\/en\/cause-of-financial-difficulties\/#primaryimage"},"thumbnailUrl":"https:\/\/ginsberg-gingras.com\/wp-content\/uploads\/2024\/06\/Particulier-Obtenez-des-reponses-Les-causes-des-problemes-financiers-2.png","datePublished":"2020-03-17T14:18:31+00:00","dateModified":"2024-06-21T13:59:44+00:00","description":"Discover the main causes of financial difficulties and ask for a free consultation with a Ginsberg Gingras Licensed Insolvency Trustee.","breadcrumb":{"@id":"https:\/\/ginsberg-gingras.com\/en\/cause-of-financial-difficulties\/#breadcrumb"},"inLanguage":"en-US","potentialAction":[{"@type":"ReadAction","target":["https:\/\/ginsberg-gingras.com\/en\/cause-of-financial-difficulties\/"]}]},{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/ginsberg-gingras.com\/en\/cause-of-financial-difficulties\/#primaryimage","url":"https:\/\/ginsberg-gingras.com\/wp-content\/uploads\/2024\/06\/Particulier-Obtenez-des-reponses-Les-causes-des-problemes-financiers-2.png","contentUrl":"https:\/\/ginsberg-gingras.com\/wp-content\/uploads\/2024\/06\/Particulier-Obtenez-des-reponses-Les-causes-des-problemes-financiers-2.png"},{"@type":"BreadcrumbList","@id":"https:\/\/ginsberg-gingras.com\/en\/cause-of-financial-difficulties\/#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Home","item":"https:\/\/ginsberg-gingras.com\/en\/"},{"@type":"ListItem","position":2,"name":"The causes of financial problems"}]},{"@type":"WebSite","@id":"https:\/\/ginsberg-gingras.com\/en\/#website","url":"https:\/\/ginsberg-gingras.com\/en\/","name":"Ginsberg Gingras","description":"Syndics autoris\u00e9s en insolvabilit\u00e9","publisher":{"@id":"https:\/\/ginsberg-gingras.com\/en\/#organization"},"potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/ginsberg-gingras.com\/en\/?s={search_term_string}"},"query-input":{"@type":"PropertyValueSpecification","valueRequired":true,"valueName":"search_term_string"}}],"inLanguage":"en-US"},{"@type":"Organization","@id":"https:\/\/ginsberg-gingras.com\/en\/#organization","name":"Ginsberg Gingras","url":"https:\/\/ginsberg-gingras.com\/en\/","logo":{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/ginsberg-gingras.com\/en\/#\/schema\/logo\/image\/","url":"https:\/\/ginsberg-gingras.com\/wp-content\/uploads\/2023\/05\/gingsbergingras-logo-vert.svg","contentUrl":"https:\/\/ginsberg-gingras.com\/wp-content\/uploads\/2023\/05\/gingsbergingras-logo-vert.svg","width":178,"height":60,"caption":"Ginsberg Gingras"},"image":{"@id":"https:\/\/ginsberg-gingras.com\/en\/#\/schema\/logo\/image\/"},"sameAs":["https:\/\/www.facebook.com\/GinsbergGingras","https:\/\/x.com\/GinsbergGingras","https:\/\/www.linkedin.com\/company\/ginsberg-gingras-&amp;-associ-s-inc-","https:\/\/www.youtube.com\/channel\/UCXYExjedrlMcHc7zQVt4-fw"]}]}},"_links":{"self":[{"href":"https:\/\/ginsberg-gingras.com\/en\/wp-json\/wp\/v2\/pages\/3565","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/ginsberg-gingras.com\/en\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/ginsberg-gingras.com\/en\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/ginsberg-gingras.com\/en\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/ginsberg-gingras.com\/en\/wp-json\/wp\/v2\/comments?post=3565"}],"version-history":[{"count":0,"href":"https:\/\/ginsberg-gingras.com\/en\/wp-json\/wp\/v2\/pages\/3565\/revisions"}],"wp:attachment":[{"href":"https:\/\/ginsberg-gingras.com\/en\/wp-json\/wp\/v2\/media?parent=3565"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}