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Income tax debt, recovery options, interests and penalties

As a Licensed Insolvency Trustee, year after year I see firsthand how much income tax debt come to represent a
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Trustee in bankruptcy : a depressing profession?

“It must be quite depressing to be a trustee in bankruptcy!” Such is a comment I often get when I
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Can Credit Counsellors Be Trusted?

Financial restructuring and insolvency is a fast growing sector. There are credit counsellors, budget counsellors, financial coaches, debt settlement agencies,
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Buying a house after bankruptcy

Governed by the Bankruptcy and Insolvency Act (BIA) — which is regulated by the Office of the Superintendent of Bankruptcy Canada (OSB) —, bankruptcy
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Bankruptcy trustees are changing

The term “bankruptcy trustee” could very well change pretty soon. The Office of the Superintendent of Bankruptcy Canada, the OSB,
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6 ways to keep your residence if facing foreclosure

In 2014, homeowners that received foreclosure notices reached a five-year high. However, before throwing in the towel and losing their
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Have fun this holiday season without hurting your budget

We all want to take advantage of the holiday season to enjoy activities with family or friends. But this period
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Why do Jack Johnson and other athletes file for bankruptcy?

Jack Johnson, a professional hockey player who earned nearly US $20M in his career, just filed for bankruptcy. Johnson’s situation is
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How to avoid having your hydro disconnected

If you are behind on your hydro bills, you could get disconnected soon. Note: This post was updated on February
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The Impacts of La courte échelle and Jacob’s Bankruptcies

This time, it is official! La courte échelle and Boutique Jacob Inc. are bankrupt. These two flagships of the Québec
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Who are Licensed Insolvency Trustees working for?

Being a Licensed Insolvency Trustee (LIT), I am sometimes confronted with this question. Sometimes, I even have to demystify the
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Divorce: A Leading Cause of Bankruptcy

The divorce leads many Canadians to declare bankruptcy. This phenomenon is rather disturbing, given the fact that divorce forecasts show
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